boost your financial wellness with KeyBank and Elmet Technologies, Inc..

See how rewarding banking with Key can be.

Elmet Technologies, Inc. and KeyBank have teamed up to help you get closer to your financial goals. Take advantage of exclusive offers, products, and expertise to help set you up for the future. Start with a quick online check-in to access personalized financial education and tools. Plus, earn $3003 when you open a qualified checking account online and meet requirements.

Financial Wellness Check-In

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Based on your answers, we’ve identified some financial info that fits your needs.

Building Your Savings

Learn how to be more financially prepared in the years ahead.

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Homeownership 101

From your first mortgage to refinancing, learn the keys to homeownership.

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Building Financial Capability

Learn strategies, tips, and access tools to stick to your budget, establish credit, and manage you debt.

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Paying for Big Expenses

From milestones to the unexpected, learn about options that can help you prepare for anything.

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Planning for Retirement

Understand your investment options and strategies to set you up for financial security.

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Building Financial Resilience

Understand how you can take control of your debt and pay it down faster.

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Healthy Financial Habits

Discover the habits that can help you build a strong foundation to achieve your financial goals.

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Investor Education

Learn more about investing, the markets, diversification, and risk.

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Financial Foundations

Build your financial knowledge to help you reach your goals.

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Savings Accounts

Learning how to save money and the options available to you are a major key to financial success.

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Reducing Debt

Climbing out of debt takes planning. Learn how to achieve your goals.

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Healthcare Finances

Understand how to manage your healthcare finances and the benefits of a Health Savings Account (HSA).

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Small Business Finances

Explore resources and strategies of turning your professional goals a reality.

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Estate Planning

Explore the purpose of estate planning and how it can be used to secure your future.

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Financing Higher Education

Learn about financing higher education, preparing for graduation, and beginning a career.

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Individual Retirement Account (IRA)

Learn about the features, benefits, and different types of IRAs as tools for savings.

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When to Collect Social Security

Understand how Social Security benefits can affect your retirement planning.

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Earn your $300.3

  1. Open your account.
    Open a Key Smart Checking®, Key Select Checking®, or KeyBank Hassle-Free Account® online by June 27, 2025. The offer code is automatically applied when you open your account from this page. Otherwise, enter offer code ONKWQ225 in the online application.
  2. Make your deposits.
    Make the minimum opening deposit — $10 for Key Smart Checking and KeyBank Hassle-Free or $50 for Key Select Checking — and make a total of $1,000 or more in eligible direct deposits3 within 90 days of account opening.
  3. Receive your $300.
    Your bonus will be deposited into your account within 60 days of meeting the requirements. Account must not be closed at the time of gift payment.

Savings and Health Savings Accounts not included in this promotional offer. Promotional offers in branch may differ from those visible online.

1of3

Key Smart Checking®

Simple checking account with no monthly maintenance fee

  • No monthly maintenance fee, no minimum balance
  • Paper checks and every digital feature
Rates & Fees

  • $0

    Monthly Maintenance Fee

  • No

     Interest Bearing
Open Now Learn More
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Key Select Checking®

Earn interest and an annual $100 cash bonus1

  • Earn $100 year after year with qualified direct deposits
  • Interest compounded daily
Rates & Fees

  • $252

    Waivable Monthly Maintenance Fee

  • Yes

     Interest Bearing
Open Now Learn More
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KeyBank Hassle-Free Account®

Checkless account with no monthly maintenance fee

  • No monthly maintenance fee, no minimum balance
Rates & Fees

  • $0

    Monthly Maintenance Fee

  • No

     Interest Bearing
Open Now Learn More

Questions?

We’re here to help. Schedule an appointment to talk to a banker.

1

Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of June 07, 2025, for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.

EVALUATION PERIOD DEFINITIONS

  • New Key Select Checking Account: Your account will be reviewed for eligible deposits during the 12 calendar months following the first calendar day of the second full month after account opening.

$100 BONUS

  • Direct Deposits: To qualify for the $100 bonus, ALL of the following three requirements must be met. Eligible direct deposits:
    • Must total at least $60,000 during the Evaluation Period.
    • Are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. 
    • At least one eligible direct deposit transaction (in any amount) must be received within the final two calendar months at the end of the Evaluation Period.

Your account will be reviewed at the end of each Evaluation Period for cash bonus eligibility. Eligibility is based on cumulative direct deposits in the preceding Evaluation Period. Your $100 bonus will be reported to the IRS on Form 1099-INT. Your $100 bonus will be deposited into your checking account within 30 calendar days after the Evaluation Period has expired. If your account is converted into an account type other than a Key Select Checking Account during the Evaluation Period, progress toward the cash bonus is forfeited. Accounts that are closed or in a legally dormant status (legally dormant status is determined by applicable state law) at the end of the Evaluation Period or at the time of the bonus payout are not eligible for the bonus payment.

2

$25 monthly maintenance fee (waived for the first 3 months). After the three (3) month grace period the monthly maintenance fee can be avoided if either of the requirements are met in a statement cycle:

  • The combined balance in any combination of KeyBank checking, savings, certificates of deposit, retirement deposit, and Key Investment Services LLC (KIS) accounts was $15,000 or more during the statement cycle.

OR

  • You have eligible direct deposits totaling at least $3,000 during each statement cycle.

Investment products are offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor.

Insurance products are offered through KeyCorp Insurance Agency USA, Inc. (KIA). KIS and KIA are non-bank affiliates of KeyBank National Association (KeyBank).

Non-Deposit products are:

NOT FDIC INSURED • NOT BANK GUARANTEED • MAY LOSE VALUE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

KIS, KIA and KeyBank are separate entities, and when you buy or sell securities and insurance products you are doing business with KIS and/or KIA, and not KeyBank.

3

This offer is redeemable online only; however, if you are a non-US citizen, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. You must open a new Key Smart Checking, Key Select Checking or KeyBank Hassle-Free account online only by 6/27/25 and make a total of $1,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $300 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free account is $10. The minimum opening deposit of a Key Select Checking account is $50. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Offer is subject to cancellation without notice. Promotional offers in branch may differ from those visible online.

KeyBank Member FDIC

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Key Active Saver®

Start saving with just $10.

  • Waive the monthly maintenance fee1
  • Set up automatic savings with EasyUp
Rates & Fees

  • $41

     Waivable Monthly Maintenance Fee

  • $10

     Minimum Opening Deposit

  • Yes2

     Use Account for Overdraft Protection
Open Now Learn More
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Key Select Money Market Savings® Account

Get more from your savings.

  • Tiered interest rates for higher returns.
  • Pair with premium checking for waived monthly maintenance fee.1
Rates & Fees

  • $201

     Waivable Monthly Maintenance Fee

  • $5,000

     Minimum Opening Deposit

  • Yes2

     Use Account for Overdraft Protection
Open Now Learn More

Questions?

We’re here to help. Schedule an appointment to talk to a banker.

1

The following requirements must be met in order to waive the monthly maintenance fee on each type of savings account listed in the chart above:

The $4.00 monthly maintenance fee for Key Active Saver Account will be waived if the following requirement is met:

  • The monthly maintenance fee is waived if you are an owner on a KeyBank consumer checking account (including the KeyBank Hassle-Free Account®), otherwise the fee will be $4.00.

The $20.00 monthly maintenance fee for Key Select Money Market Savings Account® will be waived for any month when the client meets one of the following requirements:

  • Maintains a KeyBank consumer relationship package checking account.
  • Maintains a minimum daily balance of at least $25,000 during the statement cycle.
2

Overdraft Item Charges are $20 per item. Charges apply to transactions created by check, in-person withdrawal, recurring debit card transactions, or other electronic means. Overdraft charges will not be imposed on ATM withdrawals or one-time debit card items unless the customer has opted in authorizing Key to pay these items into overdraft and assess a charge. You agree to pay us the full amount of any overdraft on your Account immediately upon demand, together with any additional charges we assess. KeyBank’s approval of overdrafts is a discretionary courtesy. For Consumer accounts: No charges will be assessed when the account is overdrawn twenty ($20) dollars or less at the end of the day. Overdraft charges are assessed on up to three (3) items per day, with the maximum not to exceed $60 per day per account. Overdraft charges may not post on the same day as the transaction which triggers the fee(s). There is a cap of 20 assessed overdraft charges within a monthly statement period. If at the end of the day, your account’s overdrawn available balance is more than $20 for 5 consecutive business days, an additional $20 Recurring Overdraft Service Charge will be assessed. See your account's Personal Checking Account Fees and Disclosures for additional information and Personal Savings Overdraft Protection Agreement for further information on linking savings account for protection.

3

This offer is redeemable online only; however, if you are a non-US citizen, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. You must open a new Key Smart Checking, Key Select Checking or KeyBank Hassle-Free account online only by 6/27/25 and make a total of $1,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $300 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free account is $10. The minimum opening deposit of a Key Select Checking account is $50. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Offer is subject to cancellation without notice. Promotional offers in branch may differ from those visible online.

Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of June 07, 2025, for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.

KeyBank Member FDIC

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Health Savings Account (HSA)

Tax-free savings for qualifying medical expenses.1

  • Contributions can be made by you or your employer
  • Withdraw funds tax free to pay for qualified healthcare costs
Rates & Fees

  • $0

    Monthly Maintenance Fee

  • $0

     Minimum Opening Deposit

  • No2

     Use Account for Overdraft Protection
Open Now Learn More

Questions?

We’re here to help. Schedule an appointment to talk to a banker.

1

Health Savings Account: Consult a tax advisor regarding tax benefits.
See IRS Publication 502 for a detailed list of qualified medical expenses.

2

Overdraft Item Charges are $20 per item. Charges apply to transactions created by check, in-person withdrawal, recurring debit card transactions, or other electronic means. Overdraft charges will not be imposed on ATM withdrawals or one-time debit card items unless the customer has opted in authorizing Key to pay these items into overdraft and assess a charge. You agree to pay us the full amount of any overdraft on your Account immediately upon demand, together with any additional charges we assess. KeyBank’s approval of overdrafts is a discretionary courtesy. For Consumer accounts: No charges will be assessed when the account is overdrawn twenty ($20) dollars or less at the end of the day. Overdraft charges are assessed on up to three (3) items per day, with the maximum not to exceed $60 per day per account. Overdraft charges may not post on the same day as the transaction which triggers the fee(s). There is a cap of 20 assessed overdraft charges within a monthly statement period. If at the end of the day, your account’s overdrawn available balance is more than $20 for 5 consecutive business days, an additional $20 Recurring Overdraft Service Charge will be assessed. See your account's Personal Checking Account Fees and Disclosures for additional information and Personal Savings Overdraft Protection Agreement for further information on linking savings account for protection.

3

This offer is redeemable online only; however, if you are a non-US citizen, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. You must open a new Key Smart Checking, Key Select Checking or KeyBank Hassle-Free account online only by 6/27/25 and make a total of $1,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $300 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free account is $10. The minimum opening deposit of a Key Select Checking account is $50. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Offer is subject to cancellation without notice. Promotional offers in branch may differ from those visible online.

Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of June 07, 2025, for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.

KeyBank Member FDIC

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How comfortable are you managing your monthly finances?

Great! A budget backed by a savings plan can help you make the most of your assets, reach your goals, and reduce financial stress. We can help you review your goals and explore investment opportunities to grow.

Emergency savings should cover 3 to 6 months of expenses. We have tools to help you create a budget, automate savings, build credit, and more — so you can increase your peace of mind.

Managing your finances takes practice. We have tools to help you create a detailed budget to track income and expenses, prioritize essential bills and cut unnecessary spending.

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Buying a home is the single largest purchase most people make. The first step is taking a look at your finances and getting conditionally approved. We’ll help you explore options and build a mortgage that fits your life.

Now is the best time to focus on your budget and improve your credit score. We’ll work with you when you’re ready to discuss your options, get conditionally approved, and make home buying a reality.

Not in the market? No problem! Saving, managing debt, and prioritizing long-term financial goals like investing for your retirement are all great ways to help ensure financial security. We’re here to help if your plans change.

How concerned are you about debt?

Great! Managing your debt gives you flexibility and freedom. Now is a good time to explore opportunities to review your portfolio, retirement plans, and other financial goals. We can walk you through your options.

To get debt under control, be sure to make payments on time and pay off high-interest debt first. We can walk you through options to consolidate, lower your payments, and put more cash in your pocket.

Debt can be a big challenge. With a well-structured plan, you can regain control of your finances. We have options to help you build or repair your credit, consolidate debt, lower your payments, and ultimately put more cash in your pocket.

How do you feel about your plan for retirement?

Our investment professionals can make sure you’re set up for financial security. They’ll help you consider all your investment options and review tax strategies to get the most out of your retirement savings.

A regular review of your plan is important to make sure you’re maximizing your contributions and diversifying your investments. Our experience team of professionals can help explore strategies that are right for you.

The first step is to go over your current situation and set clear retirement goals. Our team of investment professionals will help you create a plan so you can retire with confidence.

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