SBA Loan Programs
Find the SBA loan that's right for you.
A Small Business Administration (SBA) loan can help your business with much-needed long- or short-term financing, as well as real estate or equipment purchases.
Rely on Key for Your SBA Loan
KeyBank believes small business loans are at the heart of a growing economy. KeyBank is a top SBA 7(a) lender in the nation and also has been designated as a Preferred Lender for more than 20 years.1
KeyBank Small Business Loan Options:
- SBA 7(a) Business Loans
The most common SBA loan, this program offers up to $5 million for a variety of financing needs, with longer terms and lower collateral requirements than conventional loans. - SBA 504 Loans
Designed for a growing small business that needs a long-term, fixed rate loan for a major purchase, these range from $100,000 to $12 million, depending on business type. - Working Capital CAPline
Meet your short-term needs, such as inventory, receivables, or debt consolidation, with this revolving credit line up to $1 million. - SBA Express
Our quickly expediting loans of up to $500,000 get funds to you fast. - SBA International Trade Loans
These loans provide up to $5 million to finance fixed assets, including real estate and working capital, to help small businesses expand into international markets. - SBA Export Express
Support export development with a term loan or a revolving line of credit up to $500,000. - 7(a) Small Loans
These smaller loans allow for a streamlined application process. Term loans up to $350,000.
1
Source: U.S. Small Business Administration (SBA) from August, 1997 to October, 2025. Source: Statistics released by the U.S. Small Business Administration (SBA) October, 2025 for total approved loans through the SBA’s 7(a) lending program during the federal fiscal year ending 9/30/2025.
All credit products are subject to credit approval. SBA loans subject to SBA eligibility.