No Surprise Renovation Twitter Chat #KeyChat

KeyBank $100 Key Possibilities® MasterCard® gift card* drawing official rules

Sponsor: KeyBank N.A.

No Purchase Necessary to Enter or Win: No purchase or transaction from KeyBank is necessary to enter or win. Entrants need not attend any sales presentation arranged, sponsored or organized by KeyBank to enter or win.

Entry: Entries may be made online on Twitter during a one-hour Twitter chat by posting at least one (1) tweet on Twitter using hashtag #keychat on September 30, 2014 between 8:00 pm and 9:00 pm EST. All entries must be received by the end of the chat on September 30, 2014 and 9:00 pm EST. One entry per person. Entrants need not be KeyBank customers to enter or win.

Eligibility: This contest is open only to legal residents of the United States. Entrants must be eighteen (18) years or older at the time of the drawing. Employees of KeyBank, its affiliates and their immediate family members, and individuals residing in the same household as such employees, are not eligible to participate in this contest. Colorado Public officers, members of the general assembly, local government officials or government employees, anyone in their immediate family (meaning spouse, parents, children and siblings and respective spouses), anyone domiciled with him/her, whether or not related, are excluded from Sweepstake. By participating, entrants agree to these official rules and agree to accept all decisions of KeyBank with respect to this contest as final.

Contest period: September 30, 2014, between the hours of 8:00 pm and 9:00 pm EST

Prize: Four (4) $100 Key Possibilities® MasterCard® gift cards. Winners may be required to sign and return an affidavit of eligibility/release. All valid and complete entries submitted are automatically eligible for the prize drawings, which will be conducted on September 30, 2014 between the hours of 8:00 pm and 9:00 pm EST. Prize winner will be determined in a random drawing of KeyChat participants to be held by KeyBank management, whose decision is final. The winner will be notified by Twitter within five (5) working days of the drawing, and the winner need not be present to win. If a prize winner cannot be located within 14 days of the drawing, an alternate winner will be drawn. Prize winner may be required to sign an Affidavit of Eligibility and Release, to be returned within time specified or prize award will be void and may be awarded to an alternate winner. Prize may not be substituted for cash, transferred or exchanged. Taxes on the prize are the sole responsibility of the winner. Information concerning the award of the prize and the prize winner may be reported on Form 1099 to the Internal Revenue Service. Winner is responsible for filing all other applicable documentation with government agencies. Void where prohibited by law. All federal, state, local and municipal laws and regulations apply.

Odds of Winning: The odds of winning will depend upon the total number of eligible entrants.

General Considerations: No responsibility is assumed by KeyBank or any of its affiliates (collectively "Key") for late, mutilated, illegible, lost or misdirected mail. Entries become the property of KeyBank and will not be returned. Entries are subject to verification and are automatically void and will be rejected if forged, altered, defaced, tampered with, mechanically reproduced, irregular in any way, irregularly obtained, or if it contains printing errors or omissions. All submissions become property of KeyBank. By submitting an entry, you accept and agree to these rules and all decisions of KeyBank whose decisions are final. KeyBank reserves the right to distribute entries in any fashion it selects, to accelerate or modify the method of distribution and to refuse entries to participants, who, in its sole determination, abuse any privileges in order to participate.

All prizes are awarded on an "as is" basis without warranty of any kind, express or implied, including, without limitation, any warranty of fitness for a particular purpose or warranty of merchantability by KeyBank.

Neither KeyBank nor any of its affiliates is responsible for printing or typographical errors in any contest-related materials; for stolen, lost, late, misdirected, damaged, incomplete, or illegible entries; or for transactions that are processed late or incorrectly or are lost due to computer or electronic malfunction. KeyBank reserves the right to cancel or modify the contest if fraud or technical failures compromise the integrity of the contest, as determined by KeyBank in its sole discretion. By entering, participants release and hold harmless KeyBank, its affiliates and respective directors, officers, employees and agents from any and all liability for any injuries, loss or damage of any kind to persons, including death, or property damage resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize, participation in this promotion, or while traveling to, preparing for, or participating in any prize-related activity. This contest is void where prohibited by law and is subject to all applicable federal, state, and local laws and regulations. By participating, entrants agree to these official rules and agree to accept all decisions of KeyBank with respect to this contest as final.

Use of Information: Except where prohibited by law, entry constitutes permission to KeyBank, and its affiliates to use winner’s name, city and state of residence, likenesses, and any statements made by winners regarding the contest and the prize, for marketing and publicity purposes (including, without limitation, use on the web site of KeyBank. and/or its affiliates) without any compensation and for purposes of complying with all applicable federal, state and local laws and regulations.

Winner Posting: To receive the name of the prize winners, send a self-addressed stamped envelope to: KeyBank, KeyChat Prize Drawing, OH-01-10-0813, 127 Public Square, Cleveland, OH 44114.

*Subject to the terms of the Key Possibilities Cardholder Agreement. The balance on the card is FDIC-insured up to the maximum allowable limit. Use anywhere Debit MasterCard® is accepted. The card is issued by KeyBank pursuant to a license by MasterCard International Incorporated. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. Card issuance fee may apply.

©2014 KeyCorp. KeyBank is Member FDIC.