Business Checking Account Comparison

KeyBank business checking accounts are designed to support your unique cash flow strategy

After more than 150 years, we understand every local business has its own set of financial needs. We also know you want the best technology available to support your accounts. With us, you have a reliable, robust and secure online business checking platform with bill pay. You can also gain discounts on loans and lines of credit1, access to more than 1,500 ATM locations, and waived monthly fees when minimum requirements are met.

Compare KeyBank’s business account types below to find the one that matches your financial needs.

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Key Business Reward Checking

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A premier non-interest-bearing business account that rewards you with exclusive discounts on products and services valued at nearly $4,000.

Benefits

  • Relationship account offering two options to meet the balance requirement
  • 500 combined transactions at no charge per monthly statement cycle (ACH and Bill Pay transactions excluded)
  • Free Key Business Online and Bill Pay2

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Rates & Fees

Interest bearing No
Monthly fee Waived if you maintain a $7,500 average balance or average relationship balance of $20,000 per statement cycle, otherwise $25
Relationship Rewards membership fee $0

KeyBank Basic Business Checking

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A basic non-interest-bearing bank account tailored for businesses with a low balance and low monthly volume of transactions.

Benefits

  • Low monthly fee, waivable if average ledger balance or transaction requirements are met
  • 50 combined transactions at no charge per monthly statement cycle (ACH and Bill Pay transactions excluded)
  • Free Key Business Online and Bill Pay2

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Rates & Fees

Interest bearing No
Monthly fee Waived if you maintain a $2,500 average balance per statement cycle, otherwise $5
Relationship Rewards membership fee $40

KeyBank Business Interest Checking

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An interest-bearing business bank account for clients maintaining moderate balances and transactions.

Benefits

  • 100 combined transactions at no charge per monthly statement cycle (ACH and Bill Pay transactions excluded)
  • Free Key Business Online and Bill Pay2

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Rates & Fees

Interest bearing Yes
Monthly fee Waived if you maintain a $5,000 daily balance, otherwise $15
Relationship Rewards membership fee $40

Commercial Transaction Account

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An analyzed demand deposit account that uses balances to offset monthly service fees.

Benefits

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Interest bearing No
Monthly fee Offset by earnings credit allowance
Relationship Rewards membership fee N/A
Combined transactions at no charge N/A
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