From small hospitals to large systems, today’s healthcare organizations need to do more with less — and to do it better. An environment of falling reimbursements and constant regulatory change calls for increased efficiencies and an optimized capital structure.

You may be seeking to grow through acquisition, to modernize your facilities or equipment, to partner with other providers, or to optimize your revenue cycle and reduce costs.

Key Healthcare takes a consultative approach to your business. We engage you in a conversation, listen to your needs, and offer holistic solutions designed to strengthen your organization and create efficiencies in your process.

We’ll develop proactive strategies to keep your organization viable, help you attract and retain high-quality staff, mitigate your risks, and provide you with the financial tools you need to deliver the best possible care for your community.

Managing your treasury

Key goes beyond traditional cash management to help you meet your unique revenue and payment cycle needs.

We start with a strategic review of your existing treasury management system, addressing your technical requirements for receiving payments, and analyzing payment trends and patient behavioral factors. We’ll discover new ways to improve your revenue cycle management, and help you implement solutions designed to meet both your day-to-day and long-term objectives.

Solutions include:

  • Payment management
  • Patient payments
  • Key Merchant Services
  • Investment management
  • Custody and administrative services

Finding creative financing opportunities

We can help you gain access to capital, improve your liquidity, stay competitive through growth or expansion, and stay compliant with changing regulations.

Solutions include:

  • Direct lending
    • Lines of credit, revolving credit, term loans
    • Private Placement tax exempt term loans
  • Debt restructuring
  • Tax-oriented financing/tax-exempt bonds
  • Direct pay letters of credit
  • Leasing
    • Taxable and tax-exempt
  • Underwriting
    • Long/short-term; tax-exempt/taxable; fixed/variable rate; bond, note and COPs issuance/remarketing
  • Advisory and analytical services
    • M&A advisory; fairness opinions
    • Debt profiling; bond structuring; credit benchmarking; rating agency assistance
    • Analyses of: refunding/refinancing; financial ratio; debt capacity/coverage; pricing and secondary market
    • Outstanding services
  • Bank direct purchase and private placement
  • Monetizing fixed assets
    • Sale and leaseback

Mitigating your risk

No healthcare organization can be financially successful without taking risks. While most of these risks are ultimately financial, it’s productive to address and understand the underlying causes of various types of exposures. These can be everything from credit, capital, or revenue concerns to regulatory or reputational issues.

Key’s holistic approach helps your organization to gauge an appropriate level of various types of exposures, and effectively hedge against undesirable outcomes.

Solutions include:

  • Asset-protection trusts
  • Captive insurance companies
  • Property, casualty, life, and liability insurance

Attracting and retaining a high-quality staff

Offering your employees value-added products and services makes your organization a more attractive place to work.

We help you provide your staff with competitive, cost-effective benefits, as well as discounted banking and tailored lending programs. For your physicians, Key also offers comprehensive estate planning services, including investment management strategies for growing, protecting, and transitioning their personal wealth.

Wealth strategies for physicians:

  • Financial and retirement planning
  • Tax strategies
  • Trust and estate planning

Employee benefit strategies:

  • Health Savings Accounts
  • Performance rewards and incentives
  • Retirement planning

Traditional banking solutions:

  • Discounted banking programs
  • Mortgages and automotive financing
  • Private banking
  • Custom mortgage program