SBA Loan FAQs

SBA Loan FAQs

As a leading SBA Preferred Lender for more than 16 years, our national team of SBA Specialists is here to help make the process simpler for you. Here are just a few of the most common questions from business owners.

How does a small business loan work?

How does a small business loan work?

Upon approval of the SBA credit application, a lender provides a loan with the SBA guaranteeing a portion. This guarantee gives the bank added comfort when considering loans to businesses that meet SBA size standards that may otherwise not qualify. The loan proceeds empowers the business to capitalize their business.

Why an SBA Loan?

Why an SBA Loan?

With funding for specific business needs as well as real estate and operating capital, benefits include longer terms, more flexible repayment options, lower down payments, and improved cash flow, compared to more conventional lending standards.

What SBA loan types exist?

What SBA loan types exist?

The SBA offers a range of loans to meet diverse business needs. Learn more about KeyBank's small business loan options.

How do I qualify for an SBA loan?

How do I qualify for an SBA loan?

Our SBA Specialists can sit down with you and look at your business’ needs and qualifications specifically.

Why apply for an SBA loan through KeyBank?

Why apply for an SBA loan through KeyBank?

Key is one of the country’s top lenders to small business, and we’ve been consistently recognized for our dedication to SBA programs. KeyBank has held the Preferred Lender designation since 1997. We have lent more than $20 billion to small businesses since being named the national 2012 Large 7(s) Lender of the Year.