Key Total Banking® integrates business and personal relationship checking accounts so that you get more out of your banking experience and enjoy a balanced approach to managing your accounts.
All business checking signers qualify for a personal relationship checking account with no monthly Maintenance Service Charge. To meet the qualification requirements you must:
Sole proprietors can add personal account balances to qualify for a Key Business Reward Checking® account with no monthly Maintenance Service Charge2 by:
At KeyBank, we make it convenient for you to manage your personal and business needs, and reward you for banking with us. It's Relationship Banking at its best.
Please read our Small Business Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.
1 Personal relationship checking accounts qualifying for this offer include Key Advantage, Key Privilege, Key Privilege Select and the Key Growth Solutions account, which is no longer offered but may be held by existing clients.
2 Sole proprietors can avoid the monthly Maintenance Service Charge on Key Business Reward Checking if any of the following balance requirements are met:
The Average Ledger Balance in your Business Reward Checking Account was $7,500.00 or more during the monthly statement period; or
The total of the following was $20,000.00 or more: 1) the combined cycle-to-date Average Ledger Balance in any combination of personal and business checking (excluding certain business accounts opened for the benefit of others), personal and business savings and personal and business certificates of deposit accounts within two business days prior to your Key Business Reward Checking Account statement cycle date; and/or 2) the outstanding line of credit balance on your Business Cash Reserve Credit Account(s) and the outstanding balances of your standard consumer loan/line** of credit balances (excluding balances past due 60 days or more) as of no more than five business days prior to your Key Business Reward Checking Account statement cycle date.
(**Standard consumer loan and line products include Auto Loans, RV Loans, Marine Loans, Home Equity Loans, Home Equity Lines of Credit, Home Improvement Loans, Key Equity Options, Preferred (Unsecured) Credit Lines, Cash Reserve Credit, Personal Loans, Mobile Home Loans and Airplane Loans with KeyBank NA; and Credit Cards. Certain non-standard loans and lines of credit may not be included).
KeyBank is Member FDIC.