Business Savings Accounts

Smart cash management supports your overall cash flow strategy, keeping the money your business needs available as needed—while putting your funds to work. KeyBank savings solutions (traditional, money market and health savings accounts) help you meet your goals on your terms.

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Key Business Saver Account

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Earn interest on small balances with a convenient, interest-bearing traditional savings account.

Benefits

  • Higher interest rates reward higher balances
  • No monthly charges with $300 minimum balance or $600 average balance
  • FDIC-Insured1

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Rates & Fees

Monthly maintenance fee $4
Balances qualify for relationship balances Yes
Account can be used for Checking Overdraft Protection * Yes

Key Business Silver Money Market Savings

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Provides competitive interest rates and convenient access to your funds.

Benefits

  • Higher rates for higher balances
  • Easy access to funds -- up to 6 checks or transfers, in any combination, per month
  • No monthly charge with qualifying balance, direct deposit, or checking account

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Rates & Fees

Monthly maintenance fee $12
Balances qualify for relationship balances Yes
Account can be used for Checking Overdraft Protection * Yes

Key Business Gold Money Market Savings

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A high return is your reward for maintaining balances. Save for business growth and earn competitive interest.

Benefits

  • FDIC-Insured1
  • No monthly fee with $30,000 minimum daily balance and Business Reward Checking
  • Qualify for Relationship Rewards (combined with Business Reward Checking)
  • Easy access to funds -- up to 6 checks or transfers, in any combination, per month

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Rates & Fees

Monthly maintenance fee $18
Balances qualify for relationship balances Yes
Account can be used for Checking Overdraft Protection * Yes

Health Savings Account

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All employees of your business can make pre-tax contributions and withdrawals for qualified medical expenses.

Benefits

  • Tax-free payment for qualified medical expenses
  • Improves the employee benefits package

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Monthly maintenance fee $0
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