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As is the case with many things in life, the choice of where seniors get their housing and services is driven heavily by their financial resources. For wealthier individuals, the senior care industry offers many attractive private pay options, including congregate housing with a wide range of service and care levels and professional care ported into a home – whether their own or that of a family member. For lower-income seniors, their limited available personal financial resources can be augmented by governmental sources.

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