Manage Liquidity & Investments
Cash flow, credit management and investment maximization all can materially contribute to the financial success of an organization. As such, Key offers a variety of liquidity and investment management solutions that can ensure advantageous returns.
From our traditional bank deposit accounts to investment and credit sweep accounts to foreign currency hedging and other financial products and services, we can help you to maximize daily cash positions; pay down debt; ensure cash is invested strategically as soon as it is accessible; manage custody pension and other trusts and finance exports.
We offer many sweep accounts, each offering different benefits to different types of businesses, including Zero Balance Accounts (ZBAs); Key Liquid Reserve Accounts; Automated Repurchase Agreement Sweeps (Repo); Automated Investment Sweeps (AIS); Deposit Account Sweeps, Credit Sweeps, and Sweep Select accounts.
Our relationship managers work with you to determine the best combination of accounts to achieve your liquidity and investment goals.
An investment in money market funds is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Without limiting the foregoing, shares of a Federated Money Market Fund are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by KeyBank or any affiliates or subsidiaries of KeyBank, and are subject to investment risk, including possible loss of the principal amount invested. Shares of the Federated Money Market Funds are not insured or guaranteed by the U.S. Government, any state government or any U.S. or state government or government-sponsored agency. Although the money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in money market funds.
Your account (the “Account”) may be invested in mutual funds (such as the Federated Money Market Fund) for which neither KeyBank National Association nor any of its affiliates or subsidiaries (“Key”) serves as an investment adviser, fund manager, or distributor (“Non-Proprietary Mutual Funds”). Key may receive compensation from the Non-Proprietary Mutual Funds and/or the Non-Proprietary Mutual Fund companies for providing services in connection with investments by its customers. For example, Key has entered into arrangements with the Non-Proprietary Mutual Fund companies under which the Non-Proprietary Mutual Funds and/or the Non-Proprietary Mutual Fund companies will compensate Key for the Non-Proprietary mutual fund services.
These fees for services shall be in addition to, and will not reduce, Key’s compensation for other services to your account. Such fees for services will not be paid directly by your account, but will be paid to Key by the Non-Proprietary Mutual Funds company (i.e., Federated Investors, Inc. or its affiliates) or the Non-Proprietary Mutual Fund (i.e., the Federated Money Market Fund) itself. The compensation to be paid by Federated (or its affiliates) as such fees for services can be up to 0.10% (10 basis points) annually. The compensation paid by the Federated Money Market Fund out of fund assets can vary, is disclosed in the prospectus for the Federated Money Market Fund, and can be up to 0.25% (25 basis points) annually of the total amount of the account assets invested in the Federated Money Market Fund.
Federated Securities Corp. is the distributor of the Federated money market funds.
Banking products and services are offered by KeyBank National Association. All credit, loan and leasing products subject to credit approval. Key.com is a federally registered service mark of KeyCorp. KeyBank is Member FDIC.
1. Rebates are subject to the terms and conditions of the Rebate Addendum.