Try Key Express Checking ®

For individuals who are looking for a checking account with plenty of extras.

Features and Benefits

  • No monthly Maintenance Service Charge when you deposit at least $500 or initiate seven account transactions1
  • No monthly debit card fee and no fee for using your card on purchases
  • Free 24-hour access to your checking accounts with Online Banking and free Key Bill Pay for quick and easy online bill payment
  • Free, unlimited use of KeyBank's convenient local and nationwide network of ATMs
  • Our enhanced KeyBank Relationship Rewards program allows you to earn points just by actively using your checking account, debit card or by expanding your banking relationship with Key2

>> Compare other eligible checking accounts

To get your $150 cash reward:

  • open a qualifying KeyBank checking account online and enter offer code ONFT1212 by December 28, 2012, and
  • make at least 30 payments and/or purchases within 3 months of account opening, plus
  • make 3 direct deposits each of $500 or more within 3 months of account opening.


find answers in the FAQ

1 Required minimum opening deposit of $50.00. Each statement cycle, you will be required to have at least seven (7) customer initiated transactions (ANY deposits, withdrawals, including transfers) on your Key Express Checking Account or have deposits (including transfers into this Account) totaling $500.00 or more credited to your Key Express Checking Account. If you do not meet one of these requirements a $5.00 monthly Maintenance Service Charge will be assessed.

2 There may be an annual fee for the KeyBank Relationship Rewards program based on the type of checking account you have. Redemption of rewards points is subject to a service fee.

*Between 12/1/2012 and 12/28/2012, you must open a Key Express (this is the basic banking account in NY), Key Coverage, Key Advantage, Key Privilege, or Key Privilege Select Checking Account online and make at least 30 posted payments and/or purchases from the new checking account within three months of account opening, plus within three months of account opening make a total of three direct deposits each of $500 or more to get your gift. One month is calculated as 31 calendar days from account opening date (three months equals 93 calendar days from account opening date). Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT. Your gift will be deposited within 90 days of meeting requirements. Qualifying purchase and payment transactions include checks, MasterCard signature, PayPass® and PIN-based purchases, Key Bill Pay, debit card automated payments, PayPal® transactions, and Automated Clearing House (ACH) direct payments. Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits. Offer available to individuals without an existing checking account at KeyBank as of 11/30/2012. Offer not available to individuals who have opened a KeyBank checking account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Accounts overdrawn or closed as of 4/12/2013 are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. You must have a U.S. mailing address on 4/12/2013 to be eligible. Offer is subject to cancellation without notice and cannot be combined with any other offer. Other miscellaneous charges may apply.

Please read our Agreements and Disclosure. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.

©2012 KeyCorp. KeyBank is Member FDIC.