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Banking & Credit Solutions

Personalized service that grows with you.

Our preferred banking and credit services can play a major part in the success of your financial plan. At Key Private Bank, we offer a personalized banking experience, along with solutions that can help provide the liquidity you need to build your wealth, and reach your financial goals.

Full-service banking

We offer a range of deposit products to meet your needs. From exclusive account benefits to special client services, Key Private Bank aims to give you the world-class service you'd expect from one of the largest bank-based financial institutions in the U.S.

Key Privilege Select Checking Account®*

  • Automatic daily sweep option to an FDIC-insured account
  • Preferred pricing on certificates of deposit (CDs), home equity loans and personal lines of credit, as well as installment loans
  • Ability to consolidate your accounts into one easy-to-read monthly statement and choose the level of detail for most accounts
  • Other banks' ATM cash withdrawal surcharges automatically reimbursed each month

Deposit services

  • Choice of interest-bearing and non-interest-bearing checking accounts
  • Convenient, time-saving features include Online Banking and 24-hour ATM access
  • Wide range of FDIC-insured savings accounts and CDs

Additional features available at no charge

  • Premium checks
  • Online Banking and Bill Pay
  • No issuance fee for Key Possibilities® Mastercard® gift cards⁺
  • No-fee debit card replacement
  • Small safe deposit box or discount on larger box (subject to availability)
  • All incoming domestic wire transfers, plus one free outgoing domestic and international wire transfer per month
  • Cashier's checks and money orders
  • Preferred rate on foreign exchange

To select the best accounts for your goals, meet with a financial professional near you.

A wide variety of borrowing options**

At Key Private Bank, we recognize that flexible credit is an important part of your financial needs. With our wide array of tailored borrowing options, we're able to give you the purchasing power you're looking for. From financing personal expenses to complex business loans and jumbo mortgages, Key Private Bank will work with you to find the best solutions.

Personal lines of credit

Our Preferred Credit Line is an unsecured revolving line of credit separate from your other accounts. It gives you quick access to funds for short-term cash flow needs, purchases or any other financing purpose. The interest rate is adjusted with the market, so you are not locked into a high Annual Percentage Rate (APR) when market interest rates decline.

The Key Private Bank Mastercard® credit card

Offered exclusively to Key Private Bank clients, it adds another level of convenience while maximizing your access to benefits and rewards.

Personal loans

Loans may be secured or unsecured and may offer fixed or variable rates. Flexible repayment terms facilitate effective management of your finances.

Leverage investment assets held at KeyBank

Use your investment portfolio as collateral. Rather than liquidate stocks or bonds, which can have tax and long-term investment consequences, leverage your investment portfolio to solve a credit need. A Key Private Bank Relationship Manager can offer several options to make your investments work harder for you.

Home equity lines

The Key Equity Options® account works as both a loan and a line of credit. You can lock in a rate and a payment for your new car, for example, and have a line of credit available for your next major purchase.

Mortgages and refinancing

Whether you're buying a primary residence or a second home, Key Private Bank will help you manage the complexities of the financial process. And if you're considering refinancing, we will work with you to evaluate the costs and benefits of obtaining a new mortgage. You may apply for your loan over the phone or you can arrange to meet with a Key Private Bank Relationship Manager.


To make your credit work for you, meet with a Financial Professional near you.

Key Private Bank Client Services

  • Dedicated, toll-free customer service line reserved exclusively for Key Private Bank clients: 1-877-634-2968
  • Customer service professional available to respond to your needs, including balance inquiries, transfers, check orders and research items


Related Disclosure Information

Key Private Bank is part of KeyBank National Association.

Bank and trust products are provided by KeyBank National Association, Member FDIC and Equal Housing Lender.

Investment products are:

NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE NOT A DEPOSIT NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

KeyBank does not give legal advice.

* Minimum combined balance requirement of $100,000 in any combination of qualified accounts is required to avoid a monthly maintenance fee of $50. Total relationship includes consumer checking and savings accounts, certificates of deposit, retirement deposits, consumer loan and line of credit balances, and credit card balances at Key. See your Key Private Bank advisor for details and fees of the Key Privilege checking account.

† View Rates & Fees, Cardmember Agreement, and the KeyBank Rewards Program Terms and Conditions for full terms of the offer.

‡ Deposit account balances are FDIC insured up to the maximum allowable limit.

⁺ Subject to the terms of the Key Possibilities Cardholder Agreement. The balance on the card is FDIC-insured up to the maximum allowable limit. Use anywhere Debit Mastercard® is accepted. The card is issued by KeyBank pursuant to a license by Mastercard® International Incorporated. Mastercard® and the Mastercard® brand mark are registered trademarks of Mastercard® International Incorporated. Card issuance fee may apply.

** All credit products are subject to approval.