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All the essentials you expect from a traditional checking account, plus easy fee avoidance and great digital features.


Waivable Monthly Service Fee

$7 or $01

Minimum Balance Requirement


Minimum Opening Deposit


Features and Benefits

Waive the monthly service fee
No fee for each month you use your account at least eight times or deposit at least $500.1

Convenient account access
Access your money with paper checks, a debit Mastercard®, in online and mobile banking, and at KeyBank branches and ATMs.

Benefits with Every Checking Account

KeyBank Debit Mastercard®

Enjoy chip security, Tap & Go® technology and all the benefits of Mastercard®.

Secure Online & Mobile Banking

Deposit checks in the mobile app, pay bills, send money to friends and family, and more.

Convenient Locations

Visit us at any one of our 1,100 branches and 40,000 KeyBank ATMs and Allpoint ATMs nationwide when you use your KeyBank debit card.


Each statement cycle, you will be required to have at least eight (8) customer initiated posted transactions (ANY deposits, withdrawals, including transfers) on your Key Express Checking Account or have deposits (including transfers into this account) totaling $500.00 or more credited to your Key Express Checking Account. If you do not meet one of these requirements a $7.00 monthly Maintenance Service Charge will be assessed.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.


Make Saving as Easy as Spending

Overdraft Protection

Link Accounts for Automatic Coverage and No Transfer Fee

Financial Wellness Center

Tips and Tricks for Reaching Money Happiness

Answers to all your financial questions, plus ideas for making progress.

March 2018 Tips and Tricks for Reaching Money Happiness

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:

Clients using a relay service:

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