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Find the card that fits your lifestyle – whether you’re looking to earn rewards for everyday purchases or need the flexibility of low interest rates to manage debt.

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  • Pay down debt with the KeyBank Latitude® credit card. Affordable rates give you the flexibility to pay for the things you need, while you manage your balance and budget over time.

  • Get rewarded for everyday credit card purchases and stack up perks and benefits with the Key2More Rewards® credit card.

  • A strong credit history can help you on your financial path. Whether you’re ready to establish your credit history or want to improve it, a Key Secured Credit Card can help you make progress.

Disclosures

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Use of the Key Secured Credit Card can help build your credit when the minimum payment is made by the due date, each month.

1

Latitude: 0% intro APR for 15 billing cycles on all purchases, and on all balance transfers made within 60 days of account opening. After that, the variable APR for purchases and balance transfers is 11.99%–21.99% (based on creditworthiness).

Key2More: 0% intro APR for 6 billing cycles on all purchases, and on all balance transfers made within 60 days of account opening. After that, the variable APR for purchases and balance transfers is 14.99%–23.99% (based on creditworthiness). Cash Equivalent Fee: 4% of each transaction amount, $10 minimum.

Latitude and Key2More: The introductory rate does not apply to cash advances. The variable APR for Cash Advances is 25.99%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check Fee and Balance Transfer Fee: Either $10.00 or 3% of the amount of each transaction, whichever is greater. There is a $0.50 minimum finance charge where interest is due. The annual fee is $0. The Overdraft Protection fee is $10. Foreign Transaction fee: 3% of the amount of each foreign transaction after its conversion into U.S. Dollars. Transactions originating in Canada are excluded from this fee.

Subject to credit approval.

The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

2

Certain exclusions apply. Eligible purchases do not include cash advances of any type, balance transfers, convenience check transactions, overdraft protection transfers or credits. The KeyBank Rewards Program Terms and Conditions and Points Guide apply, are subject to change and can be found at key.com/rewards. Rewards program annual fees may apply. If your credit limit is less than $2,000 you will need to make payments (in addition to your required payment) throughout the calendar month in order to reach the spend limits required to earn monthly bonus points. Monthly bonus points are awarded per credit card account based on the aggregated amount spent per month by all signers linked to the credit card account. Points for spending $2,000 or more in eligible purchases are awarded in two 25% increments, the first when $1,000 in eligible purchases is achieved and the second when $2,000 in eligible purchases is achieved, so that the total adds up to the 50% bonus. Bonuses are based on the total eligible purchase transaction points earned in a calendar month. See the KeyBank Rewards Program Terms and Conditions for full details, which are subject to change and may be found at key.com/rewards.

3

To qualify for the 50,000 introductory rewards points, you must spend at least $500 on qualifying purchases with this credit card within 60 days of account opening and have a KeyBank checking account open and in good standing. You do not need to enroll your checking account in the Relationship Rewards program to earn these Rewards Points. If you choose to enroll your KeyBank checking account in Relationship Rewards, there may be an annual fee based on the type of checking account that is enrolled. See the KeyBank Rewards Program Terms and Conditions for full details. The KeyBank Rewards Program Terms and Conditions and Points Guide are subject to change and may be found at key.com/rewards.

4

See the rates and fees table in the terms and conditions for costs associated with this credit card.

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