Our Platinum credit card offers:
1 The 0% introductory APR does not apply to cash advances and is valid for the first 12 billing cycles on purchases and balance transfers. Thereafter, the APR may vary and as of May, 2013, the undiscounted variable APR for Purchases and Balance Transfers is 10.99%–20.99% (depending on your credit history). Balance transfers must be made within 60 days of account opening for introductory APR to apply. The variable APR for Cash Advances is 23.99%. Cash Advance fee: 4%, $10 minimum. Convenience Check fee: 4%, $10 minimum, Cash Equivalent fee: 4%, $10 minimum. Balance Transfer fee: 4%, $10 minimum. There is a $ .50 minimum finance charge where interest is due. Foreign Transaction fee: 3% of each foreign purchase transaction in U.S. Dollars.
* Eligible purchases do not include cash advances of any type, balance transfers, overdraft protection transfers, or credits. See the KeyBank Rewards Program Terms and Conditions for full details. The KeyBank Rewards Program Terms and Conditions and Points Guide are subject to change and may be found at key.com/rewards. To qualify for account opening Product Points for opening a credit card, you must make at least 5 eligible purchas transactions within the first 60 days of account opening and have a KeyBank checking account open and in good standing to qualify for bonus points, but you do not need to enroll such checking account to earn the Rewards Points specified. If you choose to enroll your KeyBank checking account in the KeyBank Rewards Program, there may be an annual fee based on the type of checking account enrolled. All other Product Points require a checking account enrolled in KeyBank Relationship Rewards prior to product opening.
2 Issuer provides zero fraud liability for unauthorized transactions. Cardholder must notify issuer promptly of any unauthorized use. Certain conditions and limitations may apply.
All credit products are subject to credit approval.
The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.