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If you already have a cashback credit card, then you know how valuable the rewards can be. But do you know how to earn cash back on your everyday expenses? If you use automatic payments for your basic expenses, or if you've been paying them with a debit card or a credit card that doesn't earn you rewards, consider switching them to your cashback credit card. It's a simple way to earn extra money to put toward your financial goals.

Ready to get started? Here are six everyday expenses you can pay with a cashback credit card:

1. Home Utilities

You can earn extra money each month by simply paying your utility bills — from gas and electric to water and internet. Set up automatic payments with your cashback card and watch the rewards roll in while avoiding late fees. Keep in mind that some utilities charge convenience fees for paying your bill via credit card. Be sure that the rewards you earn offset any of the fees you might be charged.

2. Gas for Your Car

Instead of using a credit or debit card that doesn't offer rewards, use your cashback card at the pump to cut back on your gas spending. Look into increasing your savings by combining your card's cash back rewards with grocery store fuel points.

3. Trips to the Grocery Store

If you're wondering how to earn cash back on everyday expenses, don't forget your trips to the grocery store. You can even stack savings and lower your grocery bills by combining cashback card benefits with grocery store loyalty card savings and/or digital coupons.

4. Your Family Phone Plan

Consider paying your cell phone bill with your cashback card so that you can reap more rewards. Plus, thanks to Mastercard's new cell phone insurance program, if you use a cashback card to pay your cell phone bill, you'll get the extra perk of phone insurance. Keep in mind this is a perk specific to a World Mastercard like the Key Cashback Credit Card; ensure that your Mastercard is included in the program. The program also covers you if your phone gets stolen or damaged, with up to $1,000 in coverage per year.

5. Your Gym Membership

Why not get rewarded for staying fit by paying your gym membership with a cashback card? It's a calorie-free way to reward yourself for showing up and doing the work.

6. Subscriptions

Anything you buy each month can be a great way to earn additional cashback. Don't forget to review your expenses for items such as meal delivery services, music subscriptions, and all of your streaming network charges that could be earning you more cash back rewards.

When you use a cashback credit card for your everyday purchases, you can earn valuable cash rewards on purchases you would have made anyway. A good way to protect your credit and save on interest charges is to pay your credit card bill in full each month. By doing so, you'll boost your reward earnings while keeping your credit in tip-top shape.

This information and recommendations contained herein is compiled from sources deemed reliable, but is not represented to be accurate or complete. In providing this information, neither KeyBank nor its affiliates are acting as your agent or is offering any tax, accounting, or legal advice.

By selecting any external link on, you will leave the KeyBank website and jump to an unaffiliated third party website that may offer a different privacy policy and level of security. The third party is responsible for website content and system availability. KeyBank does not offer, endorse, recommend, or guarantee any product or service available on that entity's website.

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