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Fitness plays an important role in living a healthy lifestyle. How much should you invest in fitness costs? Investing in your physical health and well-being is worth it - people who exercise have lower medical costs. Here are a few tips on how to choose an activity that will help get you moving but won't leave you short at the end of the month.

Set a Budget

Knowing the amount you have to spend each month before committing to an expensive gym membership or club can help you narrow down your choices for physical activities. You only want to consider fitness costs that suit your budget. But if you have your heart set on an activity that exceeds your funds, look for ways to cut costs. For example, ask if you get a discount when you commit to an annual membership. This only saves you money if you take full advantage of the gym and any classes offered. If you aren't ready to commit, find out if you can pay per class until you decide.

Educate Yourself

Fitness activities aren't limited to sports. There are lots of ways to get moving without signing up for practices, games or organized leagues. List out what your favorite activities are and research registration costs or membership fees. Narrow your selection to those that meet your budget. Compare the membership costs and services of any local gyms, as they can vary greatly.

Consider whether you actually need to pay to take part in an activity. For example, while running clubs may have a positive social aspect, you can also run by yourself outdoors just by investing in a good pair of running shoes and some comfortable clothes. Walking in your neighborhood or at your local park is free and gets you outdoors at the same time.

If you have experience with physical fitness, consider teaching a few classes. You'll enjoy the benefit of the workout for free. Check with your employer to see if they offer a local fitness center discount as part of their employee benefits or perks.

Invest in Equipment

Whether you're joining a team or taking up running, you'll eventually need to invest in workout gear and equipment. Do so wisely and make sure you're committed to the activity before spending a lot on expensive equipment. Look for gently used or secondhand fitness equipment online.

Investing in your health is wise and doesn't have to bust your budget. Remember, putting plans in place today can help you stay on track to enjoy future financial and physical wellness. With some research and planning, you'll soon find activities you enjoy and fitness costs that suit your budget.

This information and recommendations contained herein are compiled from sources deemed reliable, but are not represented to be accurate or complete. In providing this information, neither KeyBank nor its affiliates are acting as your agent or are offering any tax, accounting, or legal advice.

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