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Whether it’s for a new roof, replacing the furnace or that dream kitchen, a KeyBank home improvement loan provides you the funds you need. Use this quick and simple loan to fix up your home, without using your home’s equity or credit cards.


Interest Rate

Low, fixed interest rate

Loan Amount

Starting at $5,000


Up to 84 months

Flexible Payment Options


Origination Fee


Collateral Needed


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  • No equity or collateral needed
  • No appraisal or third-party inspections
  • Quick and simple application process
  • Fixed, flexible payment options
  • Access your loan statements, check your balance and make payments with online banking


All credit products are subject to credit approval.

To apply, you must:

  • Be 18 years of age or older
  • Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
  • Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
  • Certify that all information submitted in the application is true and correct
  • Authorize the bank and/or a credit bureau to investigate the information on the application

Find the right borrowing approach.

Explore options that fit your financial life.

Explore options that fit your financial life.
Loan Calculators

Loan Comparison Calculator

Compare monthly payments, fees and costs for different loans so you can choose the one that is best for you.

Loan Comparison Calculator
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What Is Home Equity? Choosing a Home Equity Loan or a HELOC

What is home equity? It's the value you own in your home, and you can borrow against it with a low-interest loan or line of credit.

February 2017 What Is Home Equity? Choosing a Home Equity Loan or a HELOC

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