Let’s get started on your application!

Begin your purchase conditional approval or refinance application here.

  • If you already use KeyBank online and mobile banking, you can get started just by signing on to your account.
  • If you’re already under contract to purchase a home, please contact your loan officer, if you have not done so already, before proceeding with your application.
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NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice.

To apply for a mortgage in the following states, please call: 1-888-KEY-0018: Alabama, Delaware, Minnesota, Mississippi, and West Virginia.

KeyBank does not lend on residential properties in the following states: Arkansas, Iowa, Kansas, Louisiana, Nebraska, North Dakota, Oklahoma, and South Dakota.

NMLS# 399797. Equal Housing Lender.