Cash Reserve Credit

This product is eligible for KeyBank Relationship Rewards. Visit key.com/rewards to learn more. Cash Reserve Credit (CRC) is an unsecured line of credit that provides overdraft protection for your KeyBank checking account. CRC helps guard against unplanned cash-flow shortages, plus it protects you from incurring overdraft fees.

Features and Benefits of Cash Reserve Credit

  • No collateral required
  • Automatically transfers available funds to your checking account in the event of an overdraft1
  • Line amounts range from $1,000 up to $10,000
  • Same day approval*
  • Convenient payment options by phone or online transfer
  • Access your line information and balance through Online Banking and set up alerts to be notified when your available credit falls below a specified amount
  • Earn 5,000 KeyBank Relationship Rewards® points for opening a new Cash Reserve Credit Line and expanding your relationship with KeyBank.