Cash Reserve Credit

This product is eligible for KeyBank Relationship Rewards. Visit to learn more. Cash Reserve Credit (CRC) is an unsecured line of credit that provides overdraft protection for your KeyBank checking account. CRC helps guard against unplanned cash-flow shortages, plus it protects you from incurring overdraft fees.

Features and Benefits of Cash Reserve Credit

  • No collateral required
  • Automatically transfers available funds to your checking account in the event of an overdraft1
  • Line amounts range from $1,000 up to $10,000
  • Same day approval*
  • Convenient payment options by phone or online transfer
  • Access your line information and balance through Online Banking and set up alerts to be notified when your available credit falls below a specified amount
  • Earn 5,000 KeyBank Relationship Rewards® points for opening a new Cash Reserve Credit Line and expanding your relationship with KeyBank.