Choose a Personal Savings Account

To get started with your KeyBank personal savings account today, choose from one of our low starting or interest-bearing personal savings accounts using online and mobile banking.

It's easy and takes a few minutes.

Key Saver Personal Savings Account features

  • No monthly Maintenance Service Charge assessed when you keep a daily balance of $300 or more
  • Set up deposits or transfers from other KeyBank accounts
  • Use this savings account as overdraft protection for your KeyBank checking account*
  • 24-hour access to our ATM network; check your balance, transfer funds and more with Online Banking

Key Silver Money Market Savings Account features

  • Interest-bearing FDIC-Insured2 savings account
  • Easy and convenient access to funds through limited check writing and free access to nearly 1,300 ATMs
  • This money market savings account can be used as overdraft protection for your KeyBank checking account*

Key Gold Money Market Savings Account features

  • Access your money at your local KeyBank branch, nearly 1,300 ATMs nationwide or with limited check writing
  • Compliment this account with a Key relationship checking account and enjoy exclusive benefits
  • This money market savings account can be used as overdraft protection for your KeyBank checking account*

Health Savings Account (HSA) features

  • You and/or your employer can make deposits to your KeyBank HSA
  • Make tax-free withdrawals for qualified medical expenses once deposits are made into your HSA3
  • Any unused HSA funds at end of year are carried over into the next year and do not affect the federal balance limits
  • Use Online Banking to monitor account activity and Bill Pay to manage your expenses

Key4Kids - Savings Account for Kids features

  • Available to children under the age of 18 when the account's custodian is a KeyBank deposit or credit customer
  • Open the account with as little as a $10 deposit to start
  • No monthly Maintenance Service Charge or balance requirements
  • Watch the savings grow anytime, anywhere through Online Banking