everyone’s needs are a little different.

Based on our talk, we have a loan that might work for you.

You could keep juggling debt, but it’s more fun to throw a dart at it. Based on your Key Financial Wellness Review®, we think a KeyBank personal loan might be a good way to do just that.1 Use it to consolidate your existing debt, and you could save hundreds in payments and thousands of dollars in interest over the life of your loan.2

KeyBank Personal Loan Details

  • Choose the length of your term, up to 84 months3
  • Fixed interest rates so you can budget for your payment
  • Money can be available as soon as the same day4
  • No origination or prepayment penalty fees
  • No collateral required

Loan Benefits

Saves you money

Puts you in control

Fast

1

All credit products are subject to credit approval.

2

Savings vary based on rate and term of your existing and refinanced loan(s). Refinancing to a longer term may lower your monthly payments, but may also increase the total interest paid over the life of the loan. Refinancing to a shorter term may increase your monthly payments, but may lower the total interest paid over the life of the loan. Review your loan documentation for total cost of your refinanced loan.

3

Please refer to specific account disclosures for details. The actual rate and payment amount may vary and is determined by the product, term, loan amount and your credit qualifications.

As an example, if you were to borrow $25,000 for 60 months and qualify for Key's as-low-as rate of 5.99% APR (as of 9/21/2021), within our lowest price market, your monthly payment would be $483.20. The APR may vary based on the state of residence. The APR charged by KeyBank across Key's footprint (OH, IN, MI, PA, NY, MA, CT, VT, ME, CO, ID, UT, WA, OR, AK) includes a 0.25% discount for electing to have the monthly payment automatically deducted from a KeyBank checking or savings account. Normal checking or savings account service charges apply. For loan terms greater than 60 months, you must meet additional credit requirements and KeyBank will add 0.25% to the stated APR.

To qualify for the "as low as" APR: 1) the term of the loan must be between 12-60 months; 2) the loan amount must be $25,000 or greater; 3) you must have an excellent credit profile, including a minimum FICO score of 780 or higher; and 4) automatic payment deductions from a KeyBank checking or savings account must be established. Rates are accurate as of 9/21/21.

4

Funds may be available as fast as same business day of application under the following conditions: (1) certain underwriting criteria are met including, but not limited to, credit score; (2) loan funding does not require third-party payoff(s); (3) funds are deposited directly into a KeyBank account; and (4) complete loan signing by 2:00 p.m. ET on a day that the bank is open for business. Income verification may be required, which may delay availability of funds. Additional conditions may apply.

All credit products are subject to credit approval and other program terms.

5

E-Sign is only available for applications submitted at a KeyBank branch. E-Sign is not available for online applications.

To apply, you must:

  • Be 18 years of age or older
  • Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
  • Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
  • Certify that all information submitted in the application is true and correct
  • Authorize the bank and/or a credit bureau to investigate the information on the application