Your money will be deposited into your checking account within 60 days of when you meet the requirements for each account, unless the accounts are closed or overdrawn at the time.
Open a Checking Account
Open a Savings Account or HSA Account
Simple checking account with no monthly maintenance fee
Earn interest and avoid fees
Preferred pricing and great benefits
Yes2Use Account for Overdraft Protection
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Note: By submitting this form, you will only be contacted using the information you provided for the sole purpose of exploring this Key@Work program.
Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.
Between 1/9/23 and 6/30/23, you must open a Key Smart Checking®, Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking Account®, enroll in the Key@Work Program, and make a total of at least $1,000 in direct deposits within 60 days of account opening to receive your $200. Within 60 days of opening a qualifying checking account, you must open a health savings account, Key Active Saver® Account or Key Select Money Market Savings Account℠, fund it with at least $100 within 30 days of opening and maintain a minimum daily balance of at least $100 for 30 consecutive days to receive an additional $25. Health savings accounts do not require an opening deposit. Limit one of each gift per qualifying account(s). Limit one of each gift per individual. The gift will be reported to the IRS on Form 1099-INT. Your gift(s) will be deposited into your checking account within 60 days of meeting requirements. Offer applies to new accounts, you must not have had another KeyBank checking account including a KeyBank Hassle-Free Account® in the previous 24 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Accounts overdrawn at any point prior to fulfillment or closed at the time of gift payment are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. Offer is subject to cancellation without notice, and cannot be combined with any other offer. Other miscellaneous charges may apply. Coupon/Offer code required. Cannot be sold. Key is not responsible for and will not honor promotional offers that appear on third-party websites that are not authorized by KeyBank.
You must apply directly from this page or use the offer code to access the offer.
The minimum opening deposit for the Key Smart Checking account is $10. The minimum opening deposit for the Key Advantage Checking, Key Privilege Checking, and Key Privilege Select Checking accounts is $50.
To waive the monthly maintenance fee you must be a Key@Work program member and have a cumulative total of at least $1,000 in direct deposits each statement cycle for Key Advantage, $2,500 for Key Privilege, or $5,000 for Key Privilege Select Checking.
The following requirements must be met in order to waive the monthly maintenance fee on each type of savings account listed in the chart above:
The $4.00 monthly maintenance fee for Key Active Saver Account will be waived if the following requirement is met:
The $20.00 monthly maintenance fee for Key Select Money Market Savings Account℠ will be waived for any month when the client meets one of the following requirements:
The $2.50 or $5.00 monthly maintenance fee for Health Savings Account will be waived if both of the following requirements are met:
Subject to the terms of the Savings Overdraft Protection Agreement.