New Year, New Goals
Pay down large balances and holiday bills, or consolidate your debt to save money or have fewer bills to pay.1 With this limited time offer, the KeyBank Latitude credit card could help you start the year off right.
Assumes no additional balances, beyond the initially transferred balances, are added to the card and monthly payments are being made on time each month with the payment being first applied to interest and then to reduce the principal.
Receive $100 deposited into a KeyBank savings account, excluding Health Savings Accounts, when you open a Latitude credit card between 1/13/2020 and 2/29/2020 and transfer a minimum of $2,500 in balance transfers or convenience checks in the first 60 days following account opening. Savings account must be open and in good standing. You may open an eligible KeyBank savings account to qualify for the offer, but account must be opened prior to completion of your Latitude credit card application. Health Savings Accounts and checking accounts do not apply for this offer. Refer to key.com for KeyBank savings account options as normal savings account service charges and balance requirements will apply. Cash deposit will be reported on IRS form 1099-MISC. Please consult with a tax professional on reporting requirements. Limit one gift per customer and one gift per qualifying account. Your gift will be deposited into your account within 30-45 days of meeting requirements. Accounts overdrawn or closed at the time of gift fulfillment are not eligible for this offer. Offer cannot be combined with any other offer.
The 0% introductory APR does not apply to cash advances and is valid for the first 15 billing cycles on purchases and balance transfers. Thereafter, the APR may vary. Currently, the undiscounted variable APR for Purchases and Balance Transfers is 11.49% to 21.49% (depending on your creditworthiness). Balance transfers must be made within 60 days of account opening for introductory APR to apply. The variable APR for Cash Advances is 25.49%. Cash Advance fee: 4%, $10 minimum. Convenience Check fee: 3%, $10 minimum. Cash Equivalent fee: 4%, $10 minimum. Balance Transfer fee: 3%, $10 minimum. Overdraft Protection Transfer fee: $10. There is a $0.50 minimum finance charge where interest is due. Foreign Transaction fee: 3% of each foreign purchase transaction in U.S. dollars. Transactions originating in Canada are excluded from this fee. See key.com/latitudetransfer for Terms and Conditions. The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Variable rates after the introductory period as of 1/1/20, based on creditworthiness. Other restrictions may apply.
Please see the rates and fees table for the costs associated with this credit card.
All credit products are subject to credit approval.
Key.com is a federally registered service mark of KeyCorp.