Build Your Savings with *

When you open a Key Gold Money Market Savings® account.

Great Rates, Plus All the Benefits of Key Gold Money Market Savings® Account

Potentially earn a higher interest rate with a KeyBank Relationship Rate®.1

Use your account for Overdraft Protection.2 If you overdraw your checking account, funds can be automatically transferred from your savings without an overdraft protection transfer fee charged.

Convenient access to your funds. In online and mobile banking, at any KeyBank branch or ATM, and limited check writing.

Checking and savings together. Simplify your financial life and use online and mobile banking to make immediate transfers between accounts.

Hurry, Offer Ends

*

start.VariantId.eq.3Offer is reserved to current customers who have a KeyBank Hassle-Free or Key Express Checking account. To receive the $75 cash gift, you must deposit a minimum of $5,000 in funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $5,000 or more in the Silver Money Market Savings Account. Limit one gift per qualifying account. Limit one gift per individual. You must maintain the funds in the account for 60 days after account opening and the gift will be deposited into your account within 90 days after this requirement. The value of your gift will be reported on Form 1099-INT. This offer is not transferrable. Accounts overdrawn or closed at the time of gift fulfillment are not eligible. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility. Offer is subject to cancellation without notice and cannot be combined with any other offer. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank. Offer code is required and non transferable. Offer code and reservation number are required to qualify for this offer.

If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. end.VariantId.eq.3 start.VariantId.eq.4Offer is reserved to current customers who have a Key Advantage, Key Privilege or Key Privilege Select Checking account. To receive the $150 cash gift, you must deposit a minimum of $25,000 in funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $25,000 or more in the Gold Money Market Savings Account. Limit one gift per qualifying account. Limit one gift per individual. You must maintain the funds in the account for 60 days after account opening and the giftt will be deposited into your account within 90 days after this requirement. The value of your gift will be reported on Form 1099-INT. This offer is not transferrable. Accounts overdrawn or closed at the time of gift fulfillment are not eligible. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility. Offer is subject to cancellation without notice and cannot be combined with any other offer. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank. Offer code is required and non transferable. Offer code and reservation number are required to qualify for this offer.

If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.end.VariantId.eq.4 start.VariantId.eq.5To receive the $300 cash gift, you must deposit a minimum of $25,000 of funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $25,000 or more in the Gold Money Market Savings account. You must also currently maintain or open a KeyBank relationship package checking account.** Limit one gift per qualifying account. Limit one gift per individual. You must maintain the funds in the account for 90 days after account funding and the gift will be deposited into your account within 90 days after this requirement is met. The value of your gift will be reported on Form 1099-INT. This offer is not transferable. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility. Offer not available to business, institutional, and public entities. Offer is subject to cancellation without notice and cannot be combined with any other offer. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank. Offer code and reservation number are required to qualify for this offer.

If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.end.VariantId.eq.5 start.VariantId.eq.ATo receive the $250 cash gift, you must deposit a minimum of $25,000 of funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $25,000 or more in the Gold Money Market Savings account. You must also currently maintain or open a KeyBank relationship package checking account.** Limit one gift per qualifying account. Limit one gift per individual. You must maintain the funds in the account for 90 days after account funding and the gift will be deposited into your account within 90 days after this requirement is met. The value of your gift will be reported on Form 1099-INT. This offer is not transferable. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility. Offer not available to business, institutional, and public entities. Offer is subject to cancellation without notice and cannot be combined with any other offer. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank. Offer code and reservation number are required to qualify for this offer.

If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.end.VariantId.eq.A start.VariantId.eq.BTo receive the $100 cash gift, you must deposit a minimum of $25,000 of funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $25,000 or more in the Gold Money Market Savings account. You must also currently maintain or open a KeyBank relationship package checking account.** Limit one gift per qualifying account. Limit one gift per individual. You must maintain the funds in the account for 90 days after account funding and the gift will be deposited into your account within 90 days after this requirement is met. The value of your gift will be reported on Form 1099-INT. This offer is not transferable. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility. Offer not available to business, institutional, and public entities. Offer is subject to cancellation without notice and cannot be combined with any other offer. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank. Offer code and reservation number are required to qualify for this offer.

If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.end.VariantId.eq.B start.VariantId.eq.CTo receive the $200 cash gift, you must deposit a minimum of $25,000 of funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $25,000 or more in the Gold Money Market Savings account. You must also currently maintain or open a KeyBank relationship package checking account.** Limit one gift per qualifying account. Limit one gift per individual. You must maintain the funds in the account for 90 days after account funding and the gift will be deposited into your account within 90 days after this requirement is met. The value of your gift will be reported on Form 1099-INT. This offer is not transferable. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility. Offer not available to business, institutional, and public entities. Offer is subject to cancellation without notice and cannot be combined with any other offer. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank. Offer code and reservation number are required to qualify for this offer.

If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.end.VariantId.eq.C

start.VariantId.eq.AWaive the $18 monthly maintenance fee with a $25,000 daily balance and a Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account.end.VariantId.eq.A start.VariantId.eq.BWaive the $18 monthly maintenance fee with a $25,000 daily balance and a Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account.end.VariantId.eq.B start.VariantId.eq.CWaive the $18 monthly maintenance fee with a $25,000 daily balance and a Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account.end.VariantId.eq.C

start.VariantId.eq.AInterest rate compounded daily.end.VariantId.eq.A start.VariantId.eq.BInterest rate compounded daily.end.VariantId.eq.B start.VariantId.eq.CInterest rate compounded daily.end.VariantId.eq.C

**

start.VariantId.eq.AYou must also open or currently maintain a KeyBank relationship package checking account (Key Advantage, Key Privilege, or Key Privilege Select Checking account).end.VariantId.eq.Astart.VariantId.eq.BYou must also open or currently maintain a KeyBank relationship package checking account (Key Advantage, Key Privilege, or Key Privilege Select Checking account).end.VariantId.eq.B start.VariantId.eq.CYou must also open or currently maintain a KeyBank relationship package checking account (Key Advantage, Key Privilege, or Key Privilege Select Checking account).end.VariantId.eq.C

1

start.VariantId.eq.3If the number of withdrawals/transfers made to another KeyBank account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order and payable to a third party exceeds a total of seven (7) per monthly period, your account will be charged $15.00 for each transfer or payment over the limit.end.VariantId.eq.3

start.VariantId.eq.4If the number of withdrawals/transfers made to another KeyBank account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order and payable to a third party exceeds a total of seven (7) per monthly period, your account will be charged $15.00 for each transfer or payment over the limit.end.VariantId.eq.4

start.VariantId.eq.AEarn KeyBank Relationship Rate when you meet these requirements.end.VariantId.eq.A start.VariantId.eq.BEarn KeyBank Relationship Rate when you meet these requirements.end.VariantId.eq.B start.VariantId.eq.CEarn KeyBank Relationship Rate when you meet these requirements.end.VariantId.eq.C start.VariantId.eq.5Earn KeyBank Relationship Rate when you meet these requirements.end.VariantId.eq.5 start.VariantId.eq.6Earn KeyBank Relationship Rate when you meet these requirements.end.VariantId.eq.6 start.VariantId.eq.7Earn KeyBank Relationship Rate when you meet these requirements.end.VariantId.eq.7

2

Subject to the terms of the Savings Overdraft Protection Agreement.