We’re glad to be part of your financial journey, and it’s our goal to help you reach yours. So when you need a mortgage, we’re here to help with the service you expect and a special discounted rate to keep you on financial track.
Here’s How It Works
If you have a KeyBank checking account and a KeyBank savings or investment account, you’ll get a .25% interest rate discount1 2 on your mortgage.
30-Year Fixed-Rate Mortgage
Mortgage Balance: $300,000
Market Interest Rate: 4.50%
Your Discounted KeyBank Rate: 4.25%
Potential Interest Savings*: $15,925.05
*This example is provided for illustrative purposes only to show possible savings. It does not constitute a commitment to lend on the terms listed, nor does it reflect the current mortgage interest rates offered by KeyBank. Your actual total savings may vary.
Save Thousands Over the Life of Your Mortgage
To Find Your Best Mortgage Rate, Contact Us.
Get the best rate and the benefit of being with a bank you know and trust, so you can be confident that your home loan fits your financial plans.
NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and oﬀer are subject to change without notice. All loans are subject to credit and collateral approval. Not all loans or products are available in all states.
To receive the 0.25% relationship discount, borrower must be a KeyBank client and own an eligible checking AND savings account with KeyBank. An eligible checking account includes those deposit accounts designated as checking accounts by KeyBank or the KeyBank Hassle-Free Account®. An eligible savings account includes those deposit accounts designated as savings accounts by KeyBank, certiﬁcates of deposit, individual retirement accounts or investment accounts oﬀered through Key Investment Services LLC (KIS).
For ﬁxed-rate mortgages, the 0.25% rate discount is a permanent interest rate reduction that will be reﬂected in the Promissory Note interest rate. For adjustable-rate mortgages, the 0.25% rate discount will apply to the initial ﬁxed interest rate period and will be reﬂected in the maximum amount the interest rate can increase over the term of the loan, subject to the minimum interest rate that may be charged per the terms of the Promissory Note.
Relationship discount is not available for state bond programs (i.e., SONYMA in New York). Other product restrictions may apply. May not be combined with any other offers or discount programs. Not available on home equity loans or home equity lines of credit.
Investment products made available through KIS are: