this money is ready when you are.

Open a KeyBank Preferred Credit Line - you're preapproved!

When you have a KeyBank Preferred Credit Line, you have money ready and available for whatever comes up. You can use your credit line to cover large purchases, home improvements and unexpected expenses, or keep it for security just in case.

Features & Benefits

  • Competitive Interest Rates1
    Use money you need, when you need it – at a rate that may be lower than many credit cards.

  • No Annual Fee
    There’s no annual fee

  • No Collateral
    There’s no collateral required

  • Online & Mobile Banking
    Easy to manage any time in KeyBank online and mobile banking

Don't Wait! This is a Limited-Time Offer

Use the reservation code from your letter or email.


Annual Percentage Rate (APR) for Purchases and Cash Advances will vary with the market based on the Prime Rate. Please see your Pre-Approval mailer or email for offered rate.

All credit products are subject to credit approval.

Rates, fees, and terms may change: We may change the above rates, fees, and other cost information at any time in accordance with applicable law and the Preferred Credit Line Agreement provided. To find out what may have changed after that date, please call us at 1-800-KEY2YOU.