ready to save? let's get you on the right path.

You're preapproved.1

A KeyBank personal loan could help you become debt-free earlier than expected.2

There's no collateral required, and your funds may be available as soon as the same day.3 Debt consolidation2 with a personal loan could put you on the path to one or more of the following:

  • Improve your cash flow or reduce your interest expenses
  • Pay off your high-interest credit cards
  • Consolidate your monthly finances with a fixed monthly payment
  • Create a plan and work toward becoming debt-free

Don’t Wait! This Is a Limited-Time Offer

Use the reservation code from your letter or email. Non-U.S. citizens must apply in person at a local branch.


You have received this preapproved offer based on information contained within your credit report. We selected you for this offer because it was determined based on the information available at the time, that you satisfied our preexisting credit criteria. In the event you accept this offer, we will confirm your qualification by verifying your information and determining whether you meet the requirements and criteria set forth in this extension of credit. Refer to your preapproval letter for the specific rate details associated with your credit offer.


Savings vary based on rate and term of your existing and refinanced loan(s). Refinancing to a longer term may lower your monthly payments, but may also increase the total interest paid over the life of the loan. Refinancing to a shorter term may increase your monthly payments, but may lower the total interest paid over the life of the loan. Review your loan documentation for total cost of your refinanced loan.


Funds may be available as fast as same business day of application under the following conditions: (1) loan amount less than $30,000 and certain underwriting criteria are met, including but not limited to, credit score; (2) loan funding does not require third-party payoff(s); (3) funds are deposited directly into a KeyBank account; and (4) complete loan signing by 2:00 p.m. ET on a day that the bank is open for business. Additional conditions may apply. All credit products are subject to credit approval and other program terms.

All credit products are subject to credit approval. is a federally registered service mark of KeyCorp.

To apply, you must:

  • Be 18 years of age or older
  • Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
  • Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
  • Certify that all information submitted in the application is true and correct
  • Authorize the bank and/or a credit bureau to investigate the information on the application