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Open a Key checking account.
Get $200

Use offer code ONAS1117 when you apply online.

When you open a qualified checking account with your offer code and make one direct deposit of $500 or more within 60 days of account opening, you'll get $200.1 Offer expires January 12, 2018.

Find the right checking account for you

Whichever account you choose, you'll get Key's 24/7 customer service, a debit card, and easy to use online and mobile banking - including mobile check deposit. Plus, you'll have the option to sign up for Relationship Rewards, and be rewarded for your everyday transactions.

Feature Key Express Checking Account® Open Now Key Advantage Checking® Account Open Now Key Privilege Checking® Account Open Now Key Privilege Select Checking® Account Open Now
Monthly Maintenance Service Charge

$7

or $0 if you make at least $500 in deposits or initiate eight transactions per statement cycle

$18

or $0 if you meet one of several options to waive the monthly service charge5

$25

or $0 if you meet one of several options to waive the monthly service charge6

$50

or $0 if you meet one of several options to waive the monthly service charge7
Relationship Rewards® membership fee

$40

annual fee
(optional participation)

$30

annual fee
(optional participation)

$0

annual fee
(optional participation)

$0

Free
Debit card and online bill payment
Key Express checking account has debit card and online bill payment
Key Advantage checking account has debit card and online bill payment
Key Privilege checking account has free debit card and online bill payment
Key Privilege Select checking account has debit card and online bill payment
Interest bearing
Key Advantage checking account is interest bearing
Key Privilege checking account is interest bearing 8
Key Privilege Select checking account is Interest bearing8
Free checks
50% check discount
Key Privilege checking account has free checks
Key Privilege Select checking account has free checks
Reimbursement of non-Key ATM surcharges
Reimbursement of other banks' ATM cash/withdrawal surcharges up to $6/month
Key Privilege checking account Reimburses non-Key ATM surcharges up to $6/month
Key Privilege Select checking account Reimburses non-Key ATM surcharges Unlimited
Discounts on loans/lines of credit
Key Advantage checking account has Discount on loans/lines of credit
Key Privilege checking account has Discount on loans/lines of credit
Key Privilege Select checking account has Discount on loans/lines of credit
Preferred pricing on CDs
Key Advantage checking account has Preferred pricing on CDs
Key Privilege checking account has Preferred pricing on CDs
Key Privilege Select checking account has Preferred pricing on CDs
Comprehensive relationship statement which can include deposit, credit, and investment activity 8
Key Privilege checking account has Comprehensive relationsup statement which can include deposit, credit and investment activity
Key Privilege Select checking account has Comprehensive relationsup statement which can include deposit, credit and investment activity
Additional Information

Send me a reminder to apply later

Use the code in the email you receive to apply online, or bring the email to a nearby branch to apply in person.

Don't delay! This offer expires January 12, 2018.

Email me a code

Use the code in the email you receive to apply online, or bring the email to a nearby branch to apply in person.Don't delay! This offer expires January 12, 2018.

2 ways to redeem your $200 offer code

  1. Bring your email to your local branch
  2. Enter your code when applying at key.com

Questions? Call 1-800-539-5202.

Related Disclosure Information

Offer available in the following markets ONLY: Michigan, Alaska, Cincinnati OH, Columbus OH, Dayton OH, Idaho , Indiana (Central and Northern), Toledo OH, and Vermont are eligible for this offer.

* Open a qualifying KeyBank Checking Account on or before 01/12/2018, meaning a Key Express Checking® - (this is the basic banking account in New York) - or; Key Advantage® or; Key Privilege® or; Key Privilege Select Checking®; and Make one direct deposit of at least $500 within 60 days after account opening to get $200. Direct deposit transactions are limited to payroll, Social Security, pension and government benefits. Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT. Your gift will be deposited into your account within 90 days of meeting requirements. Offer is available to new bank clients who have not had any type of account with KeyBank within the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Normal account service/early closure fees apply to the checking accounts. Accounts overdrawn or closed at the time of gift fulfillment are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. Offer is subject to cancellation without notice and cannot be combined. Offer/coupon code is required and cannot be sold or transferred. Other miscellaneous charges may apply.

Key Express Checking is the basic banking account in New York. Required minimum opening deposit of $50.00. Each statement cycle, you will be required to have at least eight (8) customer initiated transactions (ANY deposits, withdrawals, including transfers) on your Key Express Checking Account or have deposits (including transfers into this Account) totaling $500.00 or more credited to your Key Express Checking Account. If you do not meet one of these requirements a $7.00 monthly Maintenance Service Charge will be assessed.

Please note below that the numbers intentionally start with the number 5.

5 There is no monthly Maintenance Service Charge if any of the following requirements are met:

  • The combined balance in any combination of KeyBank checking and savings deposit accounts, certificates of deposit, retirement deposits, investment account* (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
  • You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500.00 or more from your Key Advantage Money Market Checking Account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a Key@Work program member and you have direct deposits totaling $1000.00 or more credited to your Key Advantage Money Market Checking Account during a statement cycle. If you should leave your current employer and direct deposits have been discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.

6 To avoid the $25 monthly Maintenance Service Charge for Key Privilege Checking, you must maintain a minimum of $25,000 in combined relationship balances (deposit, investment (including annuity balances reflected on your KIS account statement) and credit) each statement cycle OR have a KeyBank mortgage automatic payment deduction of $500 or more each statement cycle OR, if you are a Key@Work program member, have at least $2,500 in cumulative direct deposits each statement cycle.

7 To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposit and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR, if you are a Key@Work program member, have at least $5,000 in cumulative direct deposits each statement cycle.


8 Investment products are offered through Key Investment Services LLC (KIS), member FINRA/SIPC. Insurance products are offered through KeyCorp Insurance Agency USA, Inc. (KIA). KIS and KIA are affiliated with KeyBank National Association (KeyBank). Investment and insurance products made available through KIS and KIA are: 

NOT FDIC INSURED.NOT BANK GUARANTEED.MAY LOSE VALUE.NOT A DEPOSIT.NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

KIS, KIA and KeyBank are separate entities, and when you buy or sell securities and insurance products you are doing business with KIS and/or KIA, and not KeyBank.


KeyBank is Member FDIC.