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Make financial progress with your everyday banking.

Offer code: OAPE0618

Use the Red Key Rates & Fees

An everyday checking account that makes banking easy.

With a Key Express Checking® Account, you can avoid fees just by using your account, take advantage of our Financial Wellness Tool to help manage your spending and build healthy money habits, and get $200 to kick start your first steps.

Take the next step. Open a Key Express Checking Account.

  • No minimum balance requirements and unlimited transactions included.
  • Each month you use your account eight times (including by using an ATM or depositing a check), or you deposit at least $500 into your account, we’ll waive the $7 monthly maintenance fee.1
  • Access more than 1,500 ATMs and 1,200 branches nationwide.
  • Manage your money anywhere, anytime with the KeyBank mobile app and online banking – deposit checks on the go, transfer money, pay bills, and more. Even pay friends and family with KeyBank and Zelle®.

Open your Key Express Checking Account today.

You can qualify for your $200 when you:

  • Open your Key Express Checking account by November 2, 2018.
  • Make a single direct deposit of at least $500 within 60 days after account opening.

Use offer code: OAPE0618

Get $200 Rates & Fees

Want different features?

  • No monthly service charges, no minimum balance fees, no overdraft fees.
  • No monthly transaction requirement
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  • Earn interest on your checking account.
  • Get preferred pricing on other products and services.
Learn More


Offer available in certain branches within the following markets: Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, Seattle, WA, Denver, CO, Albany, NY, Syracuse, NY, Rochester, NY, and Buffalo, NY.

Offer available if you haven’t had a KeyBank Hassle-Free Account® or a KeyBank checking account during the past 12 months, open account between 6/2/18 and 11/2/18 and set-up direct deposit. Get $200 when you open a Key Express Checking® Account (this is the basic banking account in NY). You must make a single direct deposit of at least $500 into the new account. Direct deposit must be made within 60 days of account opening and is limited to payroll, social security, pension and government benefits. There is no check writing with a KeyBank Hassle-Free Account. Offer/Reservation number cannot be sold and is required to qualify. KeyBank is not responsible for and will not honor promotional offers on third party websites that are not authorized by KeyBank. Visit for any checking account service charges and balance requirements. Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 90 days of meeting requirements. If you close your Account within 180 days of account opening, you will be charged a $25 account early closure fee. Other miscellaneous charges may apply. Accounts overdrawn or closed at the time of gift fulfillment are not eligible. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Accounts titled as Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility. Offer is subject to cancellation without notice and cannot be combined with any other offer.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.


Required minimum opening deposit of $50.00. Each statement cycle, you will be required to have at least eight (8) customer initiated transactions (ANY deposits, withdrawals, including transfers) on your Key Express Checking Account or have deposits (including transfers into this Account) totaling $500.00 or more credited to your Key Express Checking Account. If you do not meet one of these requirements a $7.00 monthly Maintenance Service Charge will be assessed.

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