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Affordable loans for a greener home.

Some of the smartest home improvements you can make are the ones that cut the amount of energy you use. The KeyBank Energy Efficiency Program (KEEP) provides affordable loans.1 Check out your options to decide which is right for you.

KeyBank will help finance your qualified home improvement project, with a minimum loan amount of $5,000. That means much less money comes out of your pocket to make improvements that will lower your energy use and save you money.

Extended terms are also available, which will lower your monthly payments by spreading them out over a longer period.

Plus, you’ll earn up to 25,000 KeyBank Relationship Rewards®2 for opening a new Home Equity Loan and expanding your relationship with KeyBank.

  • Replace windows – Can be the most effective way to improve a home’s efficiency while also adding curb appeal.
  • Insulate walls and attic – Effective insulation slows the rate at which heat flows out of the house in the winter and into the house in the summer.
  • Furnace replacement – Newer furnaces can have an efficiency rating of 96% or higher.
  • Boiler replacement – Newer boilers have gotten considerably more efficient as technology has advanced.
  • Heat pumps – Appropriate for mild or warm climates, they are much more energy-efficient than electric furnaces.
  • Solar panels and wind turbines – A high up-front cost, but return long-term savings and reduce reliance on grid-type electrical sources.

Qualified homeowners can choose from:

Home Equity Loan

Finance up to 100% of the total project cost by using the equity in your home, up to 85% Loan-to-Value, to pay for energy efficiency improvements or other needs.

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High Value Home Equity Loan

Finance up to 100% of the total project cost by using the equity in your home, 85% to 100% Loan-to-Value, to pay for energy efficiency improvements or other needs.

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Unsecured Home Improvement Loan

Requiring no collateral, finance up to 100% of the total project cost.



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