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Use the KeyBank Unsecured Personal Loan for almost anything.

A KeyBank Unsecured Personal Loan1 combines great value with a simple application process. You can apply online quickly or visit your local branch to get the guidance of a banker who will listen to your needs and make sure you’re getting the right loan – one that can have a positive effect on your long-term financial wellness.

Debt Consolidation

The lower fixed rate and one monthly payment could save you a lot of money.

Dream Vacation

Make lasting memories with family or friends – just pick a destination and go!

Unexpected Expenses

Medical bills, major car repairs, and taxes: they happen.

Major Life Events

Throw that big wedding or welcome a new child into your home without busting your budget.

Having Some Fun

Now you can buy that jet ski, snowmobile, or ATV at an affordable rate and with flexible terms.

Paying for life’s expenses doesn’t have to be complicated.

  • No collateral needed
  • Quick decisions
  • Minimum loan amount of $5,000
  • Fixed rates
  • Fixed monthly payments
  • Flexible payment options
  • Take up to five years to pay
  • Manage your loan through Key Digital Banking

Why Key?

Key is one of the nation's largest bank-based financial services companies, so we make it easier for you to bank wherever you live and work. KeyBank branches are staffed with bankers who help put you on the path to financial wellness by making sure you start in the right place, take the right actions, and form good financial habits that will help you along the way. From there you’ll be able to make better, more confident financial decisions.

How to apply for a KeyBank Unsecured Personal Loan.

It’s easy as 1, 2, 3.

Go to

Fill out the online application or visit a branch to speak with a banker.

Sign the closing documents.

We’ll let you know when you’re approved.

Start spending!

When the funds are disbursed, you can begin using them for your chosen purpose.

Frequently Asked Questions

What is debt consolidation and how could it benefit me?

Debt consolidation is taking multiple debts at various interest rates and combining them into one debt, one payment, and one interest rate. Debt consolidation may make the debt much easier to manage and you may be able to save money on interest. The KeyBank Unsecured Personal Loan is often used for debt consolidation.

How much would I be able to save over what I’m paying now if I consolidated my debt with KeyBank?

There are many variables involved here. Use our debt consolidator calculator to find out.

What is a loan term?

The loan term is the length of time given to pay off the loan. The KeyBank Unsecured Personal Loan has flexible loan terms, with up to five (5) years to repay the loan.

What is the difference between a variable and a fixed rate?

If the rate is fixed, it stays the same for the life of the loan. A variable rate can change depending on its index (such as the Prime Rate). The KeyBank Unsecured Personal Loan has a fixed rate, so you’ll always know what your monthly payment will be.

What is APR?

An Annual Percentage Rate is a measure of the cost to borrow money. It reflects interest and other charges that you will pay each year.

What does my credit score have to do with anything?

Your credit score tells a story of your ability to manage your finances and make your payments. It can affect whether you’re approved for a loan as well as the rate you get.



All credit products are subject to credit approval. To apply, you must: (1) Be 18 years of age or older; (2) Live within the following states: AK, CT, CO, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA; (3) Agree to provide additional personal and business information, if requested, such as tax returns and financial statements; (4) Certify that all information submitted in the application is true and correct; (5) Authorize the bank and/or a credit bureau to investigate the information on the application.

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