Your Recommended Checking Account

     

Key Express
Checking Account

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Take advantage of the many benefits of electronic banking in addition to free, unlimited use of KeyBank ATM and branch locations nationwide.

Main Features

No monthly maintenance service charge

when you deposit at least $500 OR initiate 8 account transactions.1

Free 24-hour access

to your checking accounts with Online Banking.

No minimum balance required

Other Benefits

  • Free Bill Pay for quick and easy online bill payment
  • No monthly debit card fee and no fee for using your card on purchases.
  • Free, unlimited use of KeyBank's convenient local and nationwide network of ATMs.
  • Our enhanced KeyBank Relationship Rewards® program allows you to earn points just by actively using your checking account, debit card, or by expanding your banking relationship with Key.**

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KeyBank
Hassle-Free AccountSM

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An alternative to traditional checking accounts, our KeyBank Hassle-Free AccountSM provides immediate access to your money and has the convenience of a regular checking account, but without the hassles of writing checks and balancing a checkbook.

Main Features

No monthly maintenance service charges.

Plus, there are no minimum balances required.

No overdraft fees.

There are no paper checks on this account.

Deposits are free of charge.

Through the KeyBank mobile app, online, direct deposit or a KeyBank ATM.

Other Benefits

  • Convenient 24-hour account access through Online Banking, mobile and text banking, or automated telephone banking.
  • Send payments online with Bill Pay.
  • Free monthly statements (paper or online)
  • The adult account owner may request that a minor (age 13-17) receive a debit card for access to this account*
  • Our enhanced KeyBank Relationship Rewards® program allows you to earn points just by actively using your checking account, debit card or by expanding your banking relationship with Key.**

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Key Student
Checking Account

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A checking account designed to meet the unique needs of students, Key Student Checking® offers students and their parents convenience and cost-savings.

Main Features

An account exclusively for students

16 years of age and over.1

No monthly maintenance service charge

when you deposit at least $200 OR initiate 5 account transactions.2

No minimum balance required

and no monthly debit card fee and no fee for using your card on purchases.

Other Benefits


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Key Advantage
Checking Account

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Our Key Advantage® Checking Account rewards you for your banking relationship with KeyBank. Take advantage of extensive benefits and preferred pricing.

Main Features

Interest-bearing

full-service checking account.

Free, unlimited use of KeyBank ATMs

plus, reimbursement of other banks' ATM cash withdrawal surcharges, up to $6 per month.

Free Key Exclusive Checks

and no check-writing fees or limits.

Other Benefits

  • Several options are available to waive the monthly maintenance service charge.1
  • Our enhanced KeyBank Relationship Rewards® program allows you to earn points just by actively using your checking account, debit card or by expanding your banking relationship with Key.**

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Key Privilege
Checking Account

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Enjoy the benefits of the Key Privilege® checking account, integrating banking and investing. A Relationship Manager will work with you to help with financial goal planning.

Main Features

Automatic
daily sweep

to an FDIC-insured deposit account.

Preferred pricing

on credit1 and savings solutions.

No annual fee

for KeyBank Relationship Rewards® membership ($40 annual savings).

Other Benefits

  • Comprehensive relationship statement summarizing deposit, credit, and investment*** activity.
  • Unlimited check writing and various overdraft protection options.1
  • Reimbursement of other banks' ATM cash/withdrawal surcharges, up to $6 per month.

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Key Privilege Select
Checking Account

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Enjoy the benefits of a suite of premium financial management solutions integrating banking and investing. A Relationship Manager will work with you to help determine your personal investment strategy.

Main Features

An array of investment options1

available for automatic
daily sweep.

Preferred pricing

on credit2 and savings solutions.

Unlimited reimbursement

of other banks' ATM cash withdrawal surcharges.

Other Benefits

  • Convenience and worldwide purchasing power with the KeyBank World™ Debit MasterCard®, available only to Key Privilege Select clients.
  • Comprehensive relationship statement summarizing deposit, credit, and investment*** activity.
  • Unlimited check writing and various overdraft protection options.2
  • No annual fee to take advantage of our enhanced KeyBank Relationship Rewards® program - allowing you to earn points just by actively using your checking account, debit card or by expanding your banking relationship with Key.**

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Or you might consider:

Key Coverage Checking

A checking account designed to help you manage your money, save on overdraft fees, and avoid unpleasant surprises when it comes to your finances – all for only a $12 monthly maintenance service charge.

  • Save on overdraft fees - first 2 overdraft or return item fees (per monthly statement) will be waived.
  • Potential for reduced or no overdraft fees based on your end-of-day balance.
Learn More

Or you might consider:

KeyBank Hassle-Free AccountSM

A simple, straight-forward free account with no minimum balance fees, no monthly transaction requirements and no overdraft fees.

  • Free statements (online or paper)
  • Deposits made using the KeyBank mobile app, direct deposit, a KeyBank ATM, or online are free of charge.
Learn More

Or you might consider:

Key Privilege Checking

Enjoy the benefits of the Key Privilege® Checking Account, integrating banking and investing. A Relationship Manager will work with you to help determine your personal investment strategy.

Learn More

Or you might consider:

Key Privilege Select Checking

Enjoy the benefits of a suite of premium financial management solutions integrating banking and investing. A Relationship Manager will work with you to help determine your personal investment strategy.

  • Automatic daily sweep with an array of investment options.
  • Unlimited reimbursement of other banks' ATM cash withdrawal surcharges.
Learn More

Earn points through everyday banking activities, and redeem them for cash back, gift cards, airline tickets, and more.

Monitor your accounts, view online statements and check images, schedule transfers, enroll in alerts, and more.

Schedule single, recurring, or future-dated payments to anyone you would normally pay by check, from utilities to relatives.

Access your accounts with your mobile device any time you want from wherever you are, with our apps, mobile website, or via text.

Make withdrawals and deposits, check balances, and more at one of our 1,500 ATM locations.

Automatically transfers, or "sweeps," the available balance in your checking account to your choice of investment options each day.

Consolidate almost all of your accounts onto one, easy-to-read monthly statement and choose the level of detail for each account.

Take advantage of outstanding benefits including preferred pricing on services, financial planning assistance, and many fee-free products and services.