Rewards Calculator

With the KeyBank Relationship Rewards program, KeyBank rewards you in a variety of ways. From your everyday banking activities to expanding your relationship with Key and opening new products, the rewards points can add up fast. You'll even get a Birthday Bonus of 500 points each year when you have an enrolled checking account!

Use this calculator to see just how quickly you can get to your goal. Use the tabs to input your banking ACTIVITY and any PRODUCTS you might want to open. Then, see your annual point potential and explore your redemption options.

How do you bank monthly?

Potential Bonus
Points Monthly
$ Spend $1000-$1999 - 25% of total purchase points. Spend $2000 or more - 50% of total purchase points.4
Bonus on 10+ per month for the first 3 months*.
Bonus on $500+ per month for the first 3 months*
Activities Subtotal


Products Subtotal

Relationship Rewards Points

Based on 12 months of activity. Rewards redemption items only show up to a certain amount, however, multiple redemptions can be made if the points are higher.

Activity Points 0
Bonus Points 0
Product Points 0
Birthday Bonus 0
Total Potential Points Redeem For

There may be an annual fee for the KeyBank Relationship Rewards program based on the type of checking account you have. Point values earned for Activities, Bonus Activities and for opening, signing up for or being approved for a Relationship Product are subject to change. There is a monthly cap of 1,500 points for Activity Point categories. An enrolled checking account is required to earn most Activity and Bonus points.

* 100 points per activity, monthly cap of 1,500 points per activity type.

1 Debit card purchases: 1 point for every $6 spent with no monthly cap.

3 Key2More Rewards Mastercard purchases: 5 points for every $1 spent with no monthly cap.

4 Bonus points are awarded per credit card account based on the aggregated amount spent per month by all signers linked to the credit card account. Points for $2,000 or more are awarded as an additional 25% bonus to add to the 50% bonus.

Up to 7,500 bonus points per month for the first three months of the first year.

The Key Saver Account makes it easy for you to save and reach all your financial goals.

If you want convenient access to your funds while being rewarded with higher interest rates for maintaining higher balances, the Key Silver Money Market Savings® Account is ideal for you.

You're saving for the future. As your savings grow, so should your interest rates. Open a Key Gold Money Market Savings® Account and get competitive interest rates that reward you for working toward your financial goals.

It's never too soon to help your child understand how to start saving for their future by opening a savings account for kids. The Key4Kids® account helps you teach your children about money, banking and the importance of planning for the future.

The Key2More Rewards Mastercard helps clients earn more Relationship Rewards points, faster on their everyday purchases that they can redeem for cash, merchandise and travel.

KeyBank offers a variety of CDs (Certificates of Deposit) to help you reach your financial goals. Earn higher interest rates for higher balances with Key Tiered CD accounts, achieve your short term savings needs with Key Short Term CD® accounts, or for balances of $100,000 and greater, take advantage of Key Jumbo CDs.

Whether you are buying your first home, or improving the one you have, KeyBank offers a variety of loan and line of credit options to meet your needs - both big and small.

KeyBank offers a wide variety of loan options to meet your needs.

Our Preferred Credit Line is an unsecured personal line of credit that gives you quick, convenient access to available funds. It helps you manage your monthly expenses through one low consolidated payment.

Cash Reserve Credit (CRC) is an unsecured line of credit that provides overdraft protection for your KeyBank checking account. CRC helps guard against unplanned cash-flow shortages, plus it protects you from incurring overdraft fees.

KeyBank can help guide you through the home buying process. We offer a variety of home mortgage rates and solutions to fit your unique needs. Depending on your financial requirements and preferences, we will work with you to identify which home mortgages will help you achieve your goals.