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let’s get back to business.

Here’s up to $1,500 in benefits to help.1

See how your business can benefit from some or all of these offers. Whether you need solutions for banking, borrowing or managing your accounts, we’ve got you covered with great options and up to $1,500 in benefits. These offers are valid
June 7, 2021 - December 31, 2022.

Current Business Offers


Earn $400 with Key business checking
Checking that works with every stage of your business.

To qualify for $400, within 90 days of account opening you must:2

  • Make a minimum opening deposit of $25.
  • Make five eligible withdrawls and five eligible deposits.
  • Maintain a minimum daily account balance of $2,000.

Receive a $300 statement credit with a Key Merchant Services account3
Accept cards anywhere and enjoy next day funds availability.*


$200 with a KeyBank Business Rewards Card
0% Intro APR for 6 months, 11.99%–21.99% variable rate thereafter based on creditworthiness.

To qualify for $200, spend $1,000 in the first 60 days. You’ll earn 100,000 points to grow or redeem for $200.4

.25–.50% interest rate discount on a line of credit
Revolving credit line for managing cash flow and expenses.

Your interest rate discount will depend on your loan amount.5


6 months of service included with Key Capture® remote deposit
Easily scan checks and deposit checks online from any location.

Enjoy six months of service including up to 250 items, a $300 value, at no charge.6

2 months of service included with Key CashFlow®
Simplify and automate your business payments.

Enjoy two months of service, a $100 value at no charge.7

$200 with a Paychex Flex®
Save time and simplify processes with end-to-end payroll and HR services.

Earn $200 off the one-time setup fee for payroll processing and 10% off a Paychex Flex® Payroll Bundle.8

Take Advantage of These Special Limited-Time Offers Today

To get started, contact your relationship manager or schedule an appointment.

This offer is not available to any client that has or has had any of the required products with KeyBank in the past 3 months. Each earned cash incentive payout will be deposited within 60 days of meeting the requirements if your account is open and not overdrawn.


In order to be eligible for the up to $1,500 in benefits, you must:


Open a new Key Business Reward Checking® account, complete five eligible withdrawals and five eligible deposits within 90 days after account opening AND maintain minimum daily balance of $2,000 for first 90 days in the account having marketing code, to get $400. Eligible withdrawals include debit card purchases, Online Banking bill payments, ACH payments, and checks written on the account. Internal transfers, including Online Banking transfers & fees or service charges, do not qualify. Key Business Reward Checking must be open and in good standing at time of award payout. Key Business Reward Checking account has its own monthly service charges. See for more information. Cannot have or have had a business checking account in last 12 months. One award per account, one award per TIN. Cannot be combined with other offers. Award will be reported on Form 1099-INT.


$300 offer is applied as a statement credit to your new Merchant Services account 60 days after account activation. Limit one $300 offer per new merchant relationship. Activation is defined as processing and settling $20.01 to your primary merchant DDA. Transaction rates do not include equipment costs, chargeback fees, Clover software or security fees, or other third-party charges. Custom pricing available; restrictions apply. Activation starts the day of the first KMS transaction. If no processing fees or conversion costs are incurred, credit will remain and be applied after initial fees or conversion costs are incurred. Excludes Clover Go.


Next day availability is subject to applicable cut-off times and only applies to Key Merchant Services customers who have a KeyBank checking or savings account.


Open a Business Rewards Mastercard credit card and have a business checking account open in good standing and receive 100,000 bonus points, redeemable for $200 cashback when you spend $1,000 within the first 60 days. 0.00% Introductory APR for the first 6 monthly billing cycles. After that, your APR will be 11.99% to 21.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Reward Points are awarded based on Net Purchases and specifically exclude Excluded Transactions such as cash advances of any type, balance transfers, convenience check transactions, overdraft protection transfers, and quasi-cash transactions. Please refer to the Terms and Conditions for additional information. Please review the Rates & Fees and the cardmember agreement for full terms of the offer.


The Responsive Line of Credit offer is available to line of credit applications received and approved between 6/7/2021–12/31/2022. In order to qualify for the 0.25% discount off the approved rate, the line of credit must be in the amount of $50,001– $250,000. In order to qualify for the 0.50% discount off the approved loan rate, the line of credit must be in the amount of $250,001–$500,000.


KeyBank business checking account required. Remotely created checks are prohibited by the terms of the checking account.


Enroll in Key CashFlow and receive the two-month trial with all subscription and transaction fees waived for 60 days.


Some restrictions and limitations may apply. The $200 off Setup Fee will be applied one time with the client’s first run date. The 10% off will be applied with the client’s first run date, and remain for 12 months. KeyBank customers who meet all the terms and conditions of the offer shall be eligible to receive $200 waived from the Setup Fee and 10% off from Paychex when they choose a Paychex Flex® Payroll Bundle. To receive the offer, a KeyBank customer must be (1) referred to Paychex by KeyBank during the bundle offer effective dates; (2) become a Paychex customer; and (3) process their first payroll with Paychex. KeyBank customers who currently process payroll on a quarterly or annual basis are not eligible for the offer. The $200 off Setup Fee may only be applied against the eligible Paychex service and may not be converted to U.S. dollars or refunded.

Payroll processing services provided by Paychex, a third party commercial vendor. KeyBank is not an affiliate of Paychex, and does not provide, warrant, or guaranty their products or services, nor does KeyBank assume any liability for any action taken by Paychex or you in transacting with Paychex. KeyBank is acting solely as a referring intermediary for Paychex. KeyBank may share your business contact information with Paychex and Paychex may contact the business.

Limit of up to $1,500 in benefits per business per TIN.
1. Max of one business checking account payout
2. Max of one Key Merchant Services statement credit
3. Max of one Business KeyBank Rewards Card reward point bonus
4. Max of one Responsive Line of Credit discount
5. Max of one Key Capture remote deposit discount
6. Max of one Key CashFlow trial
7. Max of one Paychex Flex Payroll Bundle set up fee discount

Banking products and services are offered by KeyBank National Association.

All merchant services, credit, and leasing products are subject to credit approval, terms of service, and any applicable collateral requirement(s).

All trademarks, service marks, and trade names referenced in this material are the property of their respective owners.