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About the FDIC

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.

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Consumers

The FDIC provides tools, education, and news updates to help consumers make informed decisions and protect their assets.

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Electronic Deposit Insurance Estimator (EDIE)

Our Electronic Deposit Insurance Estimator (EDIE) helps you calculate how much of your bank deposits are covered by FDIC deposit insurance and what portion of your funds (if any) exceeds the coverage limits. EDIE en Español

Deposit Insurance FAQ

Deposit Insurance FAQs

What is deposit insurance? Why does it matter to you? Check our FAQs for answers to some of the most common questions about the FDIC and deposit insurance.

Consumer Resources

Submit a question, deposit insurance coverage inquiry, or complaint against an FDIC-insured institution.
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Icon for the Data and Insights section, showing a line graph and a bar chart. Data & Insights

Q1 2007Q1 2025−101

The banking industry reported a return on assets ratio of 1.16 percent, an increase of six basis points from last quarter.