boost your financial wellness with KeyBank and earn up to $800.3
Based on your answers, we’ve identified some financial info that fits your needs.
Take advantage of exclusive offers, products, and expertise to help set you up for the future. Start with a quick online check-in to access personalized financial education and tools. Plus, earn up to $8003 when you open a KeyBank checking account and meet requirements.
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$0
Monthly Maintenance Fee
No
Interest Bearing$252
Waivable Monthly Maintenance Fee
Yes
Interest Bearing$0
Monthly Maintenance Fee
No
Interest BearingWe’re here to help. Schedule an appointment to talk to a banker.
Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of , for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.
EVALUATION PERIOD DEFINITIONS
$100 BONUS
Your account will be reviewed at the end of each Evaluation Period for cash bonus eligibility. Eligibility is based on cumulative direct deposits in the preceding Evaluation Period. Your $100 bonus will be reported to the IRS on Form 1099-INT. Your $100 bonus will be deposited into your checking account within 30 calendar days after the Evaluation Period has expired. If your account is converted into an account type other than a Key Select Checking Account during the Evaluation Period, progress toward the cash bonus is forfeited. Accounts that are closed or in a legally dormant status (legally dormant status is determined by applicable state law) at the end of the Evaluation Period or at the time of the bonus payout are not eligible for the bonus payment.
$25 monthly maintenance fee (waived for the first 3 months). After the three (3) month grace period the monthly maintenance fee can be avoided if either of the requirements are met in a statement cycle:
OR
Investment products are offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor.
Insurance products are offered through KeyCorp Insurance Agency USA, Inc. (KIA). KIS and KIA are non-bank affiliates of KeyBank National Association (KeyBank).
Non-Deposit products are:
KIS, KIA and KeyBank are separate entities, and when you buy or sell securities and insurance products you are doing business with KIS and/or KIA, and not KeyBank.
This offer is redeemable online using the URL provided by your employer OR in the KeyBank branches listed below; however, if you are a non-U.S. citizen, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and U.S. address required to qualify for promotion. Offer valid at the following KeyBank branches and online only: American Fork and West Valley (Utah), Green Valley Ranch and Northgate (Colorado), Port Chester (New York), Detroit Belmont (Michigan) and Redmond Ridge (Washington). You must open a Key Smart Checking® Account, KeyBank Hassle-Free Account, or a Key Select Checking® Account in the designated KeyBank branches or online using the URL provided by your employer by 12/26/25 and make a total of $1,000 or more in eligible direct deposits within 90 days of account opening to get $500. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $500 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free Account is $10. The minimum opening deposit of a Key Select Checking account is $50. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening offer per qualifying account. Limit one account-opening offer per individual. The value of your account-opening offer will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. This account-opening offer is subject to cancellation without notice. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank. Geographic restrictions apply and account opening is subject to approval. To receive an additional $300, you must have qualified and received the initial $500 offer, make at least one eligible direct deposit to your new checking account 30 days prior to your one-year account-opening anniversary. Account must not be closed at the time of gift payment. The value of your additional $300 will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
KeyBank Member FDIC
We’re here to help. Schedule an appointment to talk to a banker.
The following requirements must be met in order to waive the monthly maintenance fee on each type of savings account listed in the chart above:
The $4.00 monthly maintenance fee for Key Active Saver Account will be waived if the following requirement is met:
The $20.00 monthly maintenance fee for Key Select Money Market Savings Account® will be waived for any month when the client meets one of the following requirements:
Overdraft Item Charges are $20 per item. Charges apply to transactions created by check, in-person withdrawal, recurring debit card transactions, or other electronic means. Overdraft charges will not be imposed on ATM withdrawals or one-time debit card items unless the customer has opted in authorizing Key to pay these items into overdraft and assess a charge. You agree to pay us the full amount of any overdraft on your Account immediately upon demand, together with any additional charges we assess. KeyBank’s approval of overdrafts is a discretionary courtesy. For Consumer accounts: No charges will be assessed when the account is overdrawn twenty ($20) dollars or less at the end of the day. Overdraft charges are assessed on up to three (3) items per day, with the maximum not to exceed $60 per day per account. Overdraft charges may not post on the same day as the transaction which triggers the fee(s). There is a cap of 20 assessed overdraft charges within a monthly statement period. If at the end of the day, your account’s overdrawn available balance is more than $20 for 5 consecutive business days, an additional $20 Recurring Overdraft Service Charge will be assessed. See your account's Personal Checking Account Fees and Disclosures for additional information and Personal Savings Overdraft Protection Agreement for further information on linking savings account for protection.
This offer is redeemable online using the URL provided by your employer OR in the KeyBank branches listed below; however, if you are a non-U.S. citizen, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and U.S. address required to qualify for promotion. Offer valid at the following KeyBank branches and online only: American Fork and West Valley (Utah), Green Valley Ranch and Northgate (Colorado), Port Chester (New York), Detroit Belmont (Michigan) and Redmond Ridge (Washington). You must open a Key Smart Checking® Account, KeyBank Hassle-Free Account, or a Key Select Checking® Account in the designated KeyBank branches or online using the URL provided by your employer by 12/26/25 and make a total of $1,000 or more in eligible direct deposits within 90 days of account opening to get $500. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $500 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free Account is $10. The minimum opening deposit of a Key Select Checking account is $50. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening offer per qualifying account. Limit one account-opening offer per individual. The value of your account-opening offer will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. This account-opening offer is subject to cancellation without notice. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank. Geographic restrictions apply and account opening is subject to approval. To receive an additional $300, you must have qualified and received the initial $500 offer, make at least one eligible direct deposit to your new checking account 30 days prior to your one-year account-opening anniversary. Account must not be closed at the time of gift payment. The value of your additional $300 will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of , for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.
KeyBank Member FDIC
$0
Monthly Maintenance Fee
$0
Minimum Opening DepositNo2
Use Account for Overdraft ProtectionWe’re here to help. Schedule an appointment to talk to a banker.
Health Savings Account: Consult a tax advisor regarding tax benefits.
See IRS Publication 502 for a detailed list of qualified medical expenses.
Overdraft Item Charges are $20 per item. Charges apply to transactions created by check, in-person withdrawal, recurring debit card transactions, or other electronic means. Overdraft charges will not be imposed on ATM withdrawals or one-time debit card items unless the customer has opted in authorizing Key to pay these items into overdraft and assess a charge. You agree to pay us the full amount of any overdraft on your Account immediately upon demand, together with any additional charges we assess. KeyBank’s approval of overdrafts is a discretionary courtesy. For Consumer accounts: No charges will be assessed when the account is overdrawn twenty ($20) dollars or less at the end of the day. Overdraft charges are assessed on up to three (3) items per day, with the maximum not to exceed $60 per day per account. Overdraft charges may not post on the same day as the transaction which triggers the fee(s). There is a cap of 20 assessed overdraft charges within a monthly statement period. If at the end of the day, your account’s overdrawn available balance is more than $20 for 5 consecutive business days, an additional $20 Recurring Overdraft Service Charge will be assessed. See your account's Personal Checking Account Fees and Disclosures for additional information and Personal Savings Overdraft Protection Agreement for further information on linking savings account for protection.
This offer is redeemable online using the URL provided by your employer OR in the KeyBank branches listed below; however, if you are a non-U.S. citizen, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and U.S. address required to qualify for promotion. Offer valid at the following KeyBank branches and online only: American Fork and West Valley (Utah), Green Valley Ranch and Northgate (Colorado), Port Chester (New York), Detroit Belmont (Michigan) and Redmond Ridge (Washington). You must open a Key Smart Checking® Account, KeyBank Hassle-Free Account, or a Key Select Checking® Account in the designated KeyBank branches or online using the URL provided by your employer by 12/26/25 and make a total of $1,000 or more in eligible direct deposits within 90 days of account opening to get $500. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $500 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free Account is $10. The minimum opening deposit of a Key Select Checking account is $50. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening offer per qualifying account. Limit one account-opening offer per individual. The value of your account-opening offer will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. This account-opening offer is subject to cancellation without notice. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank. Geographic restrictions apply and account opening is subject to approval. To receive an additional $300, you must have qualified and received the initial $500 offer, make at least one eligible direct deposit to your new checking account 30 days prior to your one-year account-opening anniversary. Account must not be closed at the time of gift payment. The value of your additional $300 will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of , for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.
KeyBank Member FDIC