Remote Deposit Capture FAQ
Yes, and being web-based, Key Capture requires less computer space than non-web-based alternatives. It is also a “smart client” application that provides automatic upgrades.
The following items will not be read and will prompt the user to review the deposit:
- Dollar amount misreads
- Duplicate items
- Misfed\skewed items
- Piggyback items
- Non-MICR items
- Foreign\ineligible items
Yes. Users are required to remedy any scanner errors and make sure all deposits are in balance before they are sent to the bank.
No, but a virtual deposit ticket will be created for each deposit.
The Key Capture application performs duplicate item detection for any deposits made at that location during the previous 45 business days.
Files processed and deposits received prior to 11:00 p.m. ET will be given same day ledger credit.
Key recommends 300 checks or less per deposit.
Yes, memos can be added to items at any time within the Deposit Review screen. This feature enables you to associate additional information with the deposited items.
You may select either the standard endorsement or use a custom endorsement of your choice. Endorsements may be either standard or virtual.
Yes, with the Deposit Review capability, you can assign individuals to be
- Depositor only
- Review only
A threshold is set at either the item or aggregate deposit level and if this is met, the Deposit Review capability is engaged for further action.
Yes. With smart field capability, you can have up to five identifiers per check. You will initially enter the fields in the “Make a Deposit” section of Key Capture, and when another check is scanned with matching MICR, these fields will be prefilled. Smart fields may be edited at any time. Smart field information is retrieved in Key Capture reports titled Daily Payment Extract and Payment Search.
Images are stored for 90 days. If there is a need to access images beyond 90 days, there is a long term image option available in Key Total Treasury.
All reports may be exported in XML, CSV, TIFF, PDF, HTML, or XLS.
Yes, checks may be converted to an ACH item then sent through the ACH network for clearing.
Returned checks will come back as substitute checks. You may use Key Capture to re-deposit returned checks by depositing the returned substitute checks. Returned items can be re-scanned or re-deposited at a branch.
Passwords can be reset by signing into Key Capture and selecting the link provided on the Bulletin Board (on the homepage of Key Capture). If you have forgotten your password, you can reset it by calling the Key Capture Support Customer Service at 866-886-0848.
The following are required:
- Vista (SP2 + KB2763674)
- Windows 7 (SP1)
- Windows 8 (initial release)
- Windows 8.1 (initial release)
- Windows 10 (initial release)
You will need the most recent Windows updates as well
- Internet Explorer 9.0 and above
- Edge + KB3038314
- Mozilla Firefox 31.0 and above
- Google Chrome 33.0 and above)
Also, Microsoft .NET version 4.5 is required and may be downloaded from Microsoft at: http://www.microsoft.com/en-us/download/details.aspx?id=30653
Yes, administrator rights are required for the initial installation of the Key Capture software, and for further releases.
Superior Press is the preferred fulfillment vendor.