Simpler, better retirement plans.

Understand Pooled Employer Plans (PEPs) and the KeyBank advantage.

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The Key 401(k) Pooled Employer Plan is a 401(k) retirement plan that allows unrelated businesses to participate in one plan, managed by a fiduciary administrator. Our PEP provides access to interactive record-keeping services, participant communications, and plan support, along with increased negotiating power.

Benefits of the Key 401(k) Pooled Employer Plan

Administrative Relief & Time Savings

The pooled plan provider and plan administrator oversee the majority of day-to-day tasks.

Reduced
Liability

Fiduciary support and responsibility are assumed by professional plan administrators.

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Investment Expertise

Professional management of investment selection and performance oversight.

Participant Experience

Access to informative communications, plan notifications, and educational support.

Why should an employer consider Key’s 401(k) PEP?

  • Simplicity​
    A pooled plan arrangement is designed to make retirement plan business simpler for clients.
  • Fiduciary Outsourcing​
    Fiduciary outsourcing significantly reduces investment fiduciary and administrative fiduciary responsibilities for employers.
  • Access to Industry
    Clients can access interactive record-keeping technology and services, participant communications, investment management, and plan support.
  • Economies of Scale Pricing
    Pooling of assets allows for economies of scale pricing for businesses so that they are not purchasing as an individual business, but as a part of a larger collective.

Let's talk.

Tell us about your employee retirement benefits, and your relationship manager will connect to review the many benefits of joining a PEP.

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MANAGING ASSETS

How 401(k) pooled employer plans can minimize challenges.

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BUSINESS EXPERTISE

Advantages of 401(k) pooled employer plans.

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INSTITUTIONAL ADVISORS

Key's 401(k) pooled employer plan can reduce risks.

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KeyBank Institutional Advisors is a brand name used by KeyBank National Association (KeyBank).

Pooled Employer Plans (PEPs) are a type of multiple employer plan. An employer participating in the plan retains certain fiduciary responsibilities, including responsibility for retaining and monitoring the Pooled Plan Provider (PPP), for determining the reasonableness of its fees, and for periodically reviewing the plan as a whole. KeyBank acts as the investment manager for the KeyBank 401(k) PEP.

KeyBank and its affiliates do not provide tax or legal advice. Individuals should consult their personal tax advisor before making any tax-related investment decisions.

Non-Deposit products are:

NOT FDIC INSURED • NOT BANK GUARANTEED • MAY LOSE VALUE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY