you could save $5,000 on a new home with KeyBank’s Home Buyer Credit®.1

Get started today by applying for conditional approval online.

Let's start your homeowner journey off right.

Take the first step in your hunt for a new home by applying for a conditional approval with our online application. If approved, you’ll know exactly how much home you can afford; from there, our licensed mortgage loan officers will work with you to see if you’re eligible for the $5,000 KeyBank Home Buyer Credit.

What is the KeyBank $5,000 Home Buyer Credit?

The KeyBank Home Buyer Credit earns eligible homebuyers $5,000 that can be used for closing costs or to prepay mortgage, flood and hazard insurance, escrow deposit, real estate taxes, or per diem interest.

How to qualify:

  • Purchase an owner-occupied home with a residential mortgage from KeyBank.
  • Home address must be in a community designated for the credit.

or call 888-280-7017 to talk to a mortgage loan officer to see if you qualify.
Dial 711 for TTY/TRS

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Available on primary residence first lien purchases only. Property must be located in an eligible community in KeyBank's retail footprint or Florida. Eligible communities are determined by KeyBank and subject to change without notice. Additional terms or restrictions may apply. Ask us for details.

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice.

NMLS# 399797. Equal Housing Lender.