take a break from paying interest.
Enjoy 0% intro APR1 on every purchase — big and small — for the first 15 billing cycles. After that, your variable APR will be 18.74% to 25.74% based on your creditworthiness.
Give your budget more breathing room. Save on interest on purchases and balance transfers with the help of a KeyBank Latitude® credit card. It’s another benefit of being a KeyBank client!
Save with 0% intro APR for 15 billing cycles on purchases and balance transfers.
- Purchases must be made within 15 months of account opening.
- Balance transfers must be made within 60 days2 of account opening — a fee of 4% or $10 applies, whichever is greater.
- After the first 15 billing cycles, the variable APR of 18.74% to 25.74% will apply, based on your creditworthiness.
See an example of how much you could save.
The average person could save more than $2,400.3
3 All examples are hypothetical and are for illustrative purposes.
More KeyBank Latitude Credit Card Benefits
Enjoy the safety and convenience that come with being part of the Mastercard® network:
Security Features
- Stay protected from fraudulent purchases with Zero Liability Fraud Protection6
- Quickly lock and unlock a misplaced card
- Get proactive monitoring with Mastercard ID Theft Protection™7
Stay Connected
Apply Online or at a Branch Near You
You can apply online in about 5 minutes.
You’ll need your Social Security number and a valid form of primary identification, like a driver’s license, passport, or government-issued ID with photo and signature.
1
The 0% introductory APR does not apply to cash advances and is valid for the first 15 billing cycles on purchases and balance transfers. Thereafter, the APR may vary. Currently the undiscounted variable APR for Purchases and Balance Transfers is 18.74% to 25.74% (depending on your creditworthiness). Balance transfers must be made within 60 days of account opening for introductory APR to apply.
2
The annual fee is $0. Cash Advance fee: 5% of each advance amount, $10 minimum. Cash equivalent fee 5%, $10 minimum. Convenience Check fee and Balance Transfer fee: Either $10.00 or 4% of the amount of each transaction, whichever is greater. There is a $0.50 minimum finance charge where interest is due. The Overdraft Protection fee is $0. Foreign Transaction fee: 3% of the amount of each foreign transaction after its conversion into U.S. Dollars. Transactions originating in Canada are excluded from this fee.
3
All examples are hypothetical and for illustrative purposes.
4
6
Please see terms and conditions which can be found at mastercard.us/zeroliability.
7
Certain terms, conditions, and exclusions apply. Benefits are subject to change without notice. Mastercard benefits are subject to the terms and conditions in the guide to benefits that can be found at https://mastercardus.idprotectiononline.com/legal/terms-and-conditions. Call the Mastercard Assistance Center at 1.800.MASTERCARD (1.800.627.8372) for more information or for assistance with these benefits.
8
Clients with newly opened credit card accounts may not see their first FICO® Score in online and mobile banking for up to 90 days after enrollment. In certain circumstances, a FICO® Score may not be available for various reasons, e.g., having a limited credit history. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
9
Message and Data rates may apply from your wireless carrier.
The issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.