earn $50 with direct deposit.1
Add direct deposit to your Key Select Checking® or Key Smart Checking® account to get started.
Earn My $50
Set up Direct Deposit
Quickly and securely set up direct deposit in KeyBank online banking, or download the forms you need.
Receive Direct Deposits
Receive at least $1,000 in eligible direct deposits1 to your qualifying Key Smart Checking or Key Select Checking account by June 26, 2026.
Earn Your $50!
We will deposit $50 into your qualifying checking account within 60 days of when you meet the requirements. Account must not be closed at the time of bonus payment.
Benefits of Direct Deposit
Early Pay2
Get paid up to two days sooner with eligible direct deposits to a KeyBank checking or savings account.
Unlock Relationship Benefits
Direct deposits count as eligible transactions toward earning special rates, benefits, and discounts.
Secure Payments
Avoid lost or stolen checks and waiting for mail. With direct deposit, your money goes directly to your account electronically.
1
You must make a total of $1,000 or more in eligible direct deposits to your Key Select Checking® or Key Smart Checking® from 4/27/26 - 6/26/26 at 11:59 p.m. EST to get $50. Eligible direct deposits include certain transactions such as payroll, government benefits, social security, pension, retirement income, or similar types of payments. Qualifying transactions exclude adjustments, advances, reversals, refunds, account to account transfers, person to person transfers, interest, service charges, service fees, or are non recurring in nature (e.g. IRS tax refunds). Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account gift per qualifying account. Limit one account gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice.
Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of May 20, 2026, for zip code 44114. 0.05% APY applies to balances of $0.00 - $2,499.99, 0.05% APY on balances $2,500 - $4,999.99, 0.05% APY on balances $5,000 - $9,999.99, 0.05% APY on balances $10,000 - $24,999.99, 0.05% APY on balances $25,000 - $49,999.99, 0.05% APY on balances $50,000 - $99,999.99, 0.05% APY on balances $100,000 - $249,999.99, 0.05% APY on balances $250,000 - $499,999.99, 0.05% APY on balances $500,000 - $999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.
2
Early Pay is a service included with your KeyBank consumer deposit account in which KeyBank makes your eligible direct deposits available up to two business days early. Eligible direct deposits include certain transactions such as payroll, government benefits, or similar types of payments. The Early Pay service is dependent on when KeyBank receives information from the payer that the funds are on the way, this could vary, and you may not always receive your funds early. You cannot opt out of Early Pay.