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Get a quick overview of everything ZBA/KeyTrac has to offer.

Zero Balance Accounts

Zero Balance Accounts (ZBA) are useful for automating daily funds transfers between deposit accounts to eliminate idle balances by concentrating unused funds daily into a single account. View a daily report of automatic transfers between accounts.

Viewing the Reports

From the Information Reporting main page, go to the Other Reports segment and select the view button next to Zero Balance Accounts to display the latest previous day ZBA report of all automatic transfers.

Viewing the Reports

To retrieve a ZBA report for specific accounts and / or dates, select the filter button instead.

Interpreting the Reports

Below the Master accounts, corresponding subsidiary accounts are reported, with summary debit and credit activity and resulting automatic transfer amounts.

Interpreting the Reports

A summary for all corresponding subsidiary accounts is reported. If you have our KeyTRAC service, your personalized location identifiers will be included in the account listing.

Interpreting the Reports

A summary of the net automatic transfer debits and credits to the master accounts is reported, along with its closing ledger balance.

Interpreting the Reports

Select the filter button to retrieve a ZBA report for specific accounts and / or dates.

Interpreting the Reports

Select the unfilter button to display the latest previous day ZBA report of all automatic transfers.

Interpreting the Reports

Select the download button to export the reports as a text file.

Filtering the Reports

Upon selecting the filter button, select specific accounts or dates to be reported.

Filtering the Reports

Select the view button to display the filtered reports.

Filtering the Reports

Select the download button to export the reports as a text file.