spend bigger with our small, promotional APR.1

Use your KeyBank credit card to take advantage of this promotional rate.

When you need to spend a little more, it’s nice to know you can save on interest during the promotional period. Now through February 8th, 2026, get a 6.99% promotional APR for 6 billing cycles on all purchases made within the promotional period. After that, your variable APR will apply based on your creditworthiness.

 

You could save hundreds.

For example, if you make $4,000 in purchases and pay it off over 6 months:

  Average Promotion
APR 24.35%2 6.99%
Estimated Interest $487 $140
Total Savings - $3473

3 Example is for illustrative purposes only. Your purchases, interest and savings will vary.

Manage large purchases more easily.

Use your card today to take advantage of your 6.99% promotional APR.

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Tackle home repairs.

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Replace old appliances.

Digital Wallet

Secure spending with your phone

Add your KeyBank Mastercard to your phone’s digital wallet to make quick and secure in-store and online purchases.

Set up digital wallet
1

6.99% promotional APR for the first 6 billing cycles is on purchases made during the promotional period. The promotional rate does not apply to cash advances or balance transfers. After the promotional period, your standard variable APR will apply. Minimum monthly payments apply. Rates, fees and other information contained within this disclosure are accurate as of 11/13/2025 and were in effect within 30 days of this form being provided but are subject to change after that date.

2

As of 8/26/25. Source: https://www.lendingtree/credit-cards/study/average-credit-card-interest-rate-in-america

3

Example for illustrative purposes only. Your purchases, interest and savings will vary.