activate your new KeyBank Business Rewards credit card.
Sign on to online banking, the mobile app or call 855-426-3029.
The path to growth starts here. At KeyBank, we love creating new opportunities for small businesses. Your new KeyBank Business Rewards credit card comes with the opportunity to earn generous points with no limits on the amount of points you can earn.
Manage your expenses with a rewards card that gives you more. With your new KeyBank Business Rewards credit card, you can earn up to 10 points per dollar spent1, plus welcome bonus points worth $200.2 Redeem your points for a statement credit3, travel, merchandise, gift cards and more.
Your special KeyBank Business Rewards credit card introductory offers
Earn 100,000 bonus points, worth $200, when you spend $1,000 in the first 60 days of account opening.2
0% APR on purchases and balance transfers for 6 billing cycles (balance transfers must be made within 60 days of account opening). After the introductory period, your standard variable APR will apply. Your APR is available in your account opening materials or at KeyBank Business Online®.
Watch your mail for your bonus convenience checks, which can be used for balance transfers or purchases.
Additional Features
- Earn rewards
Earn 10 points per dollar (2% cash equivalent) spent on purchases including gas, travel, restaurants, and telecommunications.1 Earn 5 points per dollar on all other purchases. Plus, there is no annual fee and no limit to the amount of rewards points you can earn. - Rewards management
Sign on to KeyBank Business Online® to redeem your points for statement credit3, travel, merchandise, gift cards, charity and more. - Employee cards4
Employee cards at no additional cost. Set individual spending limits, view and export employee expenses and earn rewards even faster. - AutoPay
Easily set up AutoPay so your business credit card payments are always taken care of. - Secure and convenient
Pay with the security of a chip card and the speed of contactless technology. - Mastercard® benefits
100% fraud protection5. Enjoy Mastercard ID Theft Protection, Mastercard Receipt Management, MasterRental insurance coverage and business discounts. Get details.
Manage your account on your time with KeyBank Business Online®.
If you need help getting set up or using KeyBank Business Online, you can call us at 1-888-KEY4BIZ® (539-4249).
Frequently Asked Questions
Activate your card online or call us at 1-855-426-3029 and follow the prompts.
- Use a convenience check
- Call 1-888-KEY4BIZ® (539-4249) and follow the prompts
- Visit a branch
KeyBank business Mastercard credit cards come with many benefits, including:
- Mastercard ID Theft Protection
Ensure your information is secure with world class identity monitoring, regular alerts and monthly identity risk snapshots. - Mastercard Receipt Management
Eliminate the hassle of receipt managements, easily upload receipts, export to existing software and create reports using data you select. - MasterRental insurance coverage
Gain insurance coverage for rented vehicles, also known as the Collision Damage Waiver. - Business Discounts
Save big on business tools like Salesforce Essentials, QuickBooks® Online, Microsoft Advertising and more.
Yes. To use your KeyBank credit card for a cash withdrawal at an ATM, you’ll need a personal identification number (PIN). For your security, we will mail a PIN to you at your request. Ask for a PIN when you activate your card. You can also request or change your PIN anytime by calling us at 1-855-426-3029.
Yes. Use your mobile device and KeyBank Business Online to easily manage your Key Merchant Services account, make transfers and payments and pay bills. For other services, we recommend the full site experience of a laptop or computer.
KeyBank Business Online lets you manage your account on your time. To learn more, visit KeyBank Business Online.
An introductory rate is a promotional rate offered in connection with the opening of a credit card. If your credit card offers an introductory rate, note how long you have until the rate changes and what the regular rate will be. Refer to your Cardmember Agreement for full details.
Your business credit score is a number that helps financial institutions determine how likely your business is to repay debt. Every time your business applies for, uses, makes or misses a payment on a loan or credit card, you build another entry that raises or lowers that number on your business credit report.
Find more answers to frequently asked questions on our Business Credit Card FAQ page.
1
KeyBank does not have the ability to control how merchants choose to classify their business and therefore reserves the right to determine which purchases qualify for 10 points per dollar.
2
Open a Business Rewards Mastercard credit card and receive 100,000 bonus points - redeemable for $200 when you spend $1,000 within the first 60 days. Reward Points are awarded based on Net Purchases and specifically exclude Excluded Transactions such as cash advances of any type, balance transfers, convenience check transactions, overdraft protection transfers, and quasi-cash transactions. Please refer to the Terms and Conditions for additional information.
3
Statement credits appear on your bill as an adjustment and not as a payment. You are required to make your minimum payment due each month. Receipt of a statement credit does not affect your responsibility to pay your minimum payment shown on each statement you receive from KeyBank.
4
Client may request expedited card delivery for an additional fee. See terms and conditions for full details.
5
Reporting procedures must be followed. Refer to your cardmember agreement for details.
The creditor and issuer is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
This page contains Mastercard benefits available for new credit card clients. Please refer to documents you received when you opened your account or call 1-800-MC-ASSIST for more information.
Rates, fees and other information contained within this disclosure are accurate as of 10/30/2025 and are subject to change after that date.