woman at table holding KeyBank Business Cash Rewards card

KeyBank Business Online®

Everything you need for business banking, online.

Discover how KeyBank Business Online gives you the tools to monitor cash flow, pay vendors, manage expenses, and protect your business — all in one secure, easy-to-use platform.

[0:00] You’ve worked hard to build your business. Your banking platform should work just as hard for you. KeyBank Business Online, or KBBO, is convenient, secure, and complete with tools designed to help you spend less time managing cash flow and more time running your business. KBBO is built for simplicity, so you’re up and running from day one. Monitoring cash flow, reviewing transactions, paying vendors, and managing expenses are simple and seamless, no matter where you are or what time of day.

[0:27] With KBBO you’re in control. Set customized permissions and grant employees the access they need, whether that’s managing accounts or simply monitoring them, all on your terms. KBBO comes equipped with the security features your business demands, plus more business-centric time-saving tools. Mobile remote deposit capture allows you to deposit checks without visiting a branch, wire and funds transfers allow you to move money quickly and securely, and check.

[0:53] Control for Business offers advanced check authorization features to help protect your business from fraud. If you’re an existing client, you can enroll by visiting key.com/KBBO. To see if KeyBank might be the right choice for your business, visit us at key.com/smallbusiness or call 1-888-KOBS. That’s 1-888-539-4249.

Keep the daily finances of your business at your fingertips

KeyBank Business Online allows you to:

  • Deposit checks using your mobile device.
  • Manage multiple users and accounts.
  • Activate business credit cards.
  • View checks, account statements, and transactions.
  • Transfer funds between accounts.
  • Pay vendors and employees via the ACH network.
  • Pay business credit cards, loans, and lines of credit.
  • Redeem business credit card rewards points or cashback.
  • Report your business card lost, stolen, or damaged.
  • Order a replacement card.
  • Lock and unlock your card.

With KeyBank Business Online, you’ll also get access to these powerful features:

  • Simple navigation, starting with single sign-on
  • Option to show KeyBank personal accounts in business view
  • Alerts you can set up to better monitor your accounts
  • Enhanced Pay with ACH abilities, built to give you more flexibility and control

KeyBank Business Online Service Charges

  • Service Fees: $10 per month, plus per-transaction fees
    • $0.55 per transaction
  • Same-Day ACH Fees: $28 per month, plus per-transaction fees
    • $0.55 per transaction
    • $0.28 per Same-Day transaction

  • Fee - $20 per Domestic wire

  • Fee - $5 per account per month

  • No Monthly Service Fee
    • $3 per item fee for each redeposit attempt, which could be electronic (RCK) or through the conventional check-clearing process

  • A $38 fee will be assessed if ACH is released when there are not sufficient funds in the account. To avoid additional processing fees, ensure the account has sufficient funds available prior to approving ACH for release.
  • Additional fees may apply. See your Deposit Account Fee Disclosure for information.
  • If the enrolling account for KeyBank Business Online is a Business Checking Account and has an Earnings Credit Allowance, the following conditions apply:
    • The account will be converted to Account Analysis for KeyBank Business Online Premium Services' billing.
    • A monthly Account Analysis fee will be applied to the account.
    • A monthly Account Analysis Statement will be sent to the statement address for the account.

Checking

manage revenue with a checking account designed to work with your cash flow strategy.

woman in shop writing in a ledger
manage revenue with a checking account designed to work with your cash flow strategy

Payment Solutions

streamlining payments may help your sales grow.

coffee shop
streamline payments and see your sales grow.

Borrowing

flexible terms to help you grow your business.

woman crouching on floor looking at documents
flexible terms to help you grow your business.

Subject to terms and conditions in Service Agreement.

Call Us

888-KEY4BIZ® (539-4249)

Dial 711 for TTY/TRS

Clients using a relay service:
1-866-821-9126

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now

Find a Branch or ATM

Call Us

888-KEY4BIZ® (539-4249)

Dial 711 for TTY/TRS

Clients using a relay service:
1-866-821-9126

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now