.25% Interest Rate Discount1 2

When you're in our family, we take care of yours.

Relationships matter. We’re glad to be part of your financial journey, and it’s our goal to help you reach yours. So when you need a mortgage, we’re here to help with the service you expect and special discounts to keep you on track.

Discount Details

  • Easy to Qualify. Just pay your new mortgage using the automatic recurring payments option in KeyBank online and mobile banking.1
  • Many Uses. Apply your discount to purchase or refinance mortgages.
  • Significant Savings. As an example, for KeyBank clients, a 30-year fixed-rate mortgage of $400,000 with a market interest rate of 6.25% can be discounted to 6.00%. Over the life of the loan, that really adds up — to a savings of $23,280.3

Get Your .25% Interest Rate Discount1 2

Contact us. We’ll walk you through your options. With your rates, terms and benefits in hand, you’ll have everything you need to take the next step.


NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice. Mortgage and Home Equity Lending products offered by KeyBank are not FDIC insured or guaranteed.


Borrower may choose to take advantage of the offered 0.25% interest rate discount by electing to enroll in automated recurring mortgage payments from an eligible KeyBank checking account. An eligible checking account includes those consumer deposit accounts designated as checking accounts by KeyBank or the KeyBank Hassle-Free Account®. Borrower may open eligible KeyBank checking account to qualify for the interest rate discount. Normal checking account service charges apply. Refer to specific checking account disclosures for details. Authorization agreement to automatically debit mortgage payments from a KeyBank deposit account must be signed and completed prior to loan closing.


For fixed-rate mortgages, the 0.25% interest rate discount is a permanent rate reduction that will be reflected in the Promissory Note interest rate. For adjustable-rate mortgages, the 0.25% interest rate discount will apply to the initial fixed interest rate period and will be reflected in the maximum amount the interest rate can increase over the term of the loan, subject to the minimum interest rate that may be charged per the terms of the Promissory Note.

Interest rate discount may not be available for all products. May be combinable with other offers. Ask us for details.


This example is provided for illustrative purposes only to show possible savings. It does not constitute a commitment to lend on the terms listed, nor does it reflect the current mortgage interest rate offered by KeyBank. Your actual total savings may vary.

NMLS# 399797


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