At Key, we’ll help you find the mortgage that’s right for your needs, and your dedicated mortgage loan officer will be there for you for every step of the process, from application to closing.

Getting you into your dream home is our dream too.

Here’s how we can help.

  • .25% interest rate discount. Clients who set up automatic payments from an eligible KeyBank checking account can qualify for a .25% interest rate discount on their mortgage.1 2
  • Excellent loan options. From fixed and adjustable rates, low down payments, jumbo loans, and loans for veterans, medical professionals, and more, Key has a loan for just about any need.
  • Licensed mortgage loan officers. Our responsive mortgage loan officers are ready to work with you – by phone or in-person – to answer questions, explain the process, and keep your mortgage on track.

Let's Get Started

Contact a mortgage loan officer and we’ll help you navigate the entire home-buying process and prepare you for what to expect at every stage.


NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice. Mortgage and Home Equity Lending products offered by KeyBank are not FDIC insured or guaranteed.

NMLS# 399797


Borrower may choose to take advantage of the offered 0.25% interest rate discount by electing to enroll in automated recurring mortgage payments from an eligible KeyBank checking account. An eligible checking account includes those consumer deposit accounts designated as checking accounts by KeyBank or the KeyBank Hassle-Free Account®. Borrower may open eligible KeyBank checking account to qualify for the interest rate discount. Normal checking account service charges apply. Refer to specific checking account disclosures for details. Authorization agreement to automatically debit mortgage payments from a KeyBank deposit account must be signed and completed prior to loan closing.


For fixed-rate mortgages, the 0.25% rate discount is a permanent interest rate reduction that will be reflected in the Promissory Note interest rate. For adjustable-rate mortgages, the 0.25% rate discount will apply to the initial fixed interest rate period and will be reflected in the maximum amount the interest rate can increase over the term of the loan, subject to the minimum interest rate that may be charged per the terms of the Promissory Note.

Interest rate discount may not be available for all products. May be combinable with other offers. Ask us for details.

Mortgage Rates

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Mortgage Calculator

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Prequalification Checklist

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