Gain greater visibility and control of your cash flow.

Get to know Key Cash Management.

Manage cash flows with efficiency to help minimize costs and maximize benefits. KeyBank cash management solutions help streamline cash in, cut costs of cash out, and improve visibility, reporting and control over cash on hand. With ongoing support for your business, our team will guide you through selecting the best solutions, setup, integration and more.

Key Cash Management Solutions

  • 24/7 Account Management
    KeyNavigator®
    24/7 online access to manage your commercial accounts
  • Receivables Solutions
    Key Capture®
    Remote deposit capture so you can deposit checks from the convenience of your office or home.

    ACH Payments and Receivables
    Electronic payment capabilities that help optimize your cash flow, improve operating efficiency, reduce costs and protect accounts from fraud.

    E-Bill and Collect
    Comprehensive electronic payment solutions that simplify collection processes to help improve efficiency.
  • Payables
    Wire Transfers
    Same-day funds transfers across the country, or expedited funds globally.

    Key2Business®
    Improve visibility into expenses and leverage potential to drive incremental revenue to your business.
  • Fraud Prevention
    Positive Pay
    Quickly identify potential check fraud to avoid losses.

    ACH Direct/EPA
    Control the items and vendors that are allowed to debit your account.

    UPIC
    Accept ACH payments safely without sharing true account information, with a deposit-only solution.
  • Liquidity
    Zero Balance Account
    Automate daily funds transfers between deposit accounts to eliminate idle balances and deposit concentration.

    IntraFi Network Deposits1
    Move cash balances through the IntraFi network to ensure FDIC coverage, up to allowable limits, on your balances without having multiple banks.

Keep Growing your Business with Key Cash Management

Best-In-Class Service

Your team includes a Cash Management Advisor, Small Business Wellness Advisor and Branch Manager to identify, integrate and manage the best solutions for your business needs.

Industry Expertise

We’ll analyze where you are today to chart your path forward. To get started, take the Small Business Check-In. In 5 minutes online, we’ll start gathering the information we need to understand your priorities.

Process Automation

Our flexible options offer sleek payments processes for businesses of any size. Select from automated payments, receivables and tax payments to save your business time and money.

All merchant services, credit, and leasing products are subject to credit approval, terms of service, availability, any applicable collateral requirement(s), and are subject to change.

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A list identifying IntraFi network banks can be found on IntraFi’s Network Banks page.

Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits.