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Preferred Credit

Customized credit services that grow with you.

March 2018

Preferred credit solutions can play a major part in achieving your financial plan. With Key Private Bank, you have a customized banking experience and options that provide the liquidity you need to build your wealth and meet your specific goals.

Customized Credit Solutions

Key Private Bank collaborates with you to determine the best solutions, whether they’re for short-term financing, complex long-term needs or jumbo mortgages.

Leverage Investment Assets Held at KeyBank

Use your investment portfolio as a tool to provide flexible and affordable short-term liquidity. Liquidating stocks or bonds can have tax and long-term investment consequences—speak with the experienced Key Private Bank team for guidance on strategies to leverage your investment portfolio to achieve your financial goals and avoid potential pitfalls.

Residential Real Estate Solutions

Whether you’re buying a primary residence, second home or vacation home, you can use Key Private Bank to help you manage the complexities of the financial process. Your Key advisors will conduct a complete review of your unique financial plan and help you identify which real estate solutions make the most sense for your situation and goals.

Key Private Bank’s dedicated team of residential real estate professionals is experienced in meeting our client’s complex needs, including:

  • Traditional and Jumbo mortgages
  • Home Equity Loans
  • Home Equity Lines of Credit
  • Mortgage/Home Equity simultaneous closings

Customized Credit Solutions

Key Private Bank’s multi-disciplinary team of experts offer specialized and custom credit solutions to Key Private Bank relationship holders seeking to acquire or leverage specialty assets.

Your experienced team can structure and execute customized solutions to fit your specific needs, including:

  • Art and collectibles
  • Aircraft
  • Marine
  • Partner programs
  • Cash value life insurance
  • Physician practice buy-in
  • Non-Owner Occupied Real Estate

Learn how customized credit solutions can make a difference for you.

Personal Lines of Credit

The Key Private Bank Preferred Credit Line is an unsecured revolving line that provides quick access to funds for short-term needs. The Preferred Credit Line also can be used to bridge mismatches in cash flow, for asset sales, and to provide the security of overdraft protection.

The Key Private Bank MasterCard® Credit Card with World Elite Benefits

Offered exclusively to Key Private Bank clients, the Key Private Bank MasterCard® Credit Card adds another level of convenience while maximizing your access to benefits and rewards.1

LoungeKey™ airport lounge access – Cardholders will relish unlimited access to quiet, comfortable VIP lounges with more than 1,000 locations in airports worldwide. Get work done, unwind, or entertain clients and guests.2

Meet Your Team
Our Approach

Manage Your Financial Plan, Digitally

Your life is constantly changing – you need financial advice that can keep up.

March 2018 Manage Your Financial Plan, Digitally
Resources

The Fiduciary Standard of Care Video

Do you know what it is? Does your advisor act only in your best interest? Learn more and discover why Key Private Bank operates under a strict Fiduciary Standard of Care.

June 2017 The Fiduciary Standard of Care Video
Your Lifestyle

Buying a Vacation Home: Is It Time to Make a Move?

Regardless of whether your dream vacation home is a quiet cottage by the lake, a beach villa or a condo at the golf course, buying a vacation home can be a difficult decision.
September 2018 Buying a Vacation Home: Is It Time to Make a Move?

Disclosures

Key Private Bank is part of KeyBank National Association.

Bank and trust products are provided by KeyBank National Association, Member FDIC and Equal Housing Lender.

Investment products are:

NOT FDIC INSURED • NOT BANK GUARANTEED • MAY LOSE VALUE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

KeyBank does not give legal advice.

*

Minimum combined balance requirement of $100,000 in any combination of qualified accounts is required to avoid a monthly maintenance fee of $50. Total relationship includes consumer checking and savings accounts, certificates of deposit, retirement deposits, consumer loan and line of credit balances, and credit card balances at Key. See your Key Private Bank advisor for details and fees of the Key Private Bank Checking account.

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View Rates & Fees, Cardmember Agreement, and the KeyBank Rewards Program Terms and Conditions for full terms of the offer.

1

Certain exclusions apply. The KeyBank Rewards Program Terms and Conditions and Points Guide are subject to change and can be found at key.com/rewards. Rewards program annual fees may apply.

2

Any additional entries into participating LoungeKey locations are subject to entry fees. Please refer to LoungeKey program terms and conditions for additional details, terms, conditions, and benefits.